Bankea

Bankea allows you to find out, compare and contract a personalized loan quickly and safely. We work directly with the best financial entities in Peru, eliminating intermediaries.

 Why is Bankea the best solution for your online loan? 
-It allows you to KNOW your personalized loan and card offers immediately from the best financial institutions.
-It allows you to COMPARE your loan offers with different financial entities and CHOOSE the one that best suits you.
-It allows you to CONTRACT the loan immediately with the financial entities that work with us and RECEIVE it in your bank or agency account.

Bankea does not directly provide loans or establish rates, here we provide you with information provided by our clients:
- The minimum and maximum period for repayment of the loan: From 3 months to approximately 36 months.
- The maximum Annual Effective Rate (TEA) or Maximum Annual Percentage Rate (APR): We have rates from 20% to 90%. The rate that will be granted to you will depend on your credit history and the policies of the financial institutions with which we work. Bankea does not influence the rates granted to each user.

Representative example of a credit card purchase:

Loan amount: S/ 1,000
Payment term: 12 months
Annual interest rate: 87.91%
Additional fees: Fraud insurance, optional by the user.
Total cost of the loan:
Principal: S/ 1,000
Interest: (S/ 1,000 * 87.91%) = S/ 680.18
Total: S/1680.18

* The information is referential, the fees are approximate. Subject to evaluation at the time of purchase or withdrawal. It is important to keep in mind that this is just an example, the rate and term will be those that the financial institution grants to each user of the application according to their debt capacity and level of credit risk.
** Commissions: Bankea does not charge commissions to application users.
***Privacy Policy: For detailed information on how we handle your personal and sensitive data, please see our privacy policies at:

https://bankea.app/politicas/terminos_y_condiciones.html

If you wish to delete your username and remove the associated data, follow this link:
https://bankea.app/politicas/borrar_usuario.html