PayYaar: AI Expense Tracker

PAYYAAR: SMART AI EXPENSE TRACKER

PayYaar is an AI expense tracker that helps detect shopping items, capture expenses from notifications, create AI budgets and travel plans, and discover offers and coupons.

Manage personal spending, shopping, travel, bills, and shared expenses in one finance app.

📷 ITEM DETECTION FOR SHOPPING EXPENSES
Take a photo of groceries, clothing, electronics, or other purchases. PayYaar can identify selected items and estimate nearby unit prices.

Review the item, quantity, unit, and estimated price before saving. Select items and add them to your expense list without typing every product.

Item Detection is useful for grocery shopping and multi-item purchases. Price estimates are for reference and may vary by photo, item, lighting, location, and available information.

🔔 NOTIFICATION EXPENSE DETECTION
PayYaar can capture expenses from supported payment or transaction notifications. Review notification details and decide whether to add them to your records.

Notification Expense Detection can help track purchases, bills, orders, subscriptions, transport payments, and other transactions. Availability depends on your device, notification access, app version, and supported notification format.

🎯 AI BUDGET PLAN
Create an AI Budget Plan for personal spending, home expenses, couples, roommates, office activities, or events.

Add a budget for groceries, rent, utilities, shopping, meals, transport, and recurring costs, then review your spending against the plan.

AI suggestions support planning. Adjust your budget to match needs.

✈️ AI TRAVEL PLAN AND TRIP EXPENSES
Create an AI Travel Plan for transport, accommodation, food, activities, shopping, and trip costs.

Use a travel budget planner to estimate and track spending, add expenses while travelling, and keep personal and shared travel expenses together.

Confirm details and update the plan as your itinerary or spending changes.

📊 PERSONAL EXPENSE TRACKER
Track groceries, meals, bills, fuel, rides, subscriptions, shopping, utilities, household costs, and everyday purchases.

Add expenses by typing, voice note, receipt scan, or shared text.

PayYaar uses AI to suggest the amount and description. Review suggestions before saving, then check history and monthly totals.

👥 BILL SPLITTING AND SHARED EXPENSES
Create a group for trips, rent, roommates, couples, family expenses, dinners, office outings, or events. Add expenses and keep balances visible.

Split bills equally, by exact amount, by percentage, or by shares. See who paid, how much each person owes, and who should settle with whom.

Use PayYaar for grocery, roommate, travel, restaurant, and event expenses.

See who owes whom, save a UPI ID, and open your chosen UPI app to complete payment.

PayYaar helps organize settlement; it does not hold, receive, or transfer your money and is not a bank account or wallet.

🏷️ OFFERS AND COUPONS
Discover partner offers, shopping deals, merchant offers, and coupons inside PayYaar.

Eligible confirmed purchases may earn pcoin cashback under the relevant offer terms.

Rewards remain inside PayYaar and are not a bank balance, cash account, or wallet. Review offer conditions before purchase.

🔒 PRIVACY AND CONTROL
PayYaar uses phone OTP sign-in. You review detected items, notification details, and AI suggestions before saving.

Review the Data safety section and privacy policy for current information.

🚀 START MANAGING MONEY WITH PAYYAAR
Download PayYaar to use Item Detection, Notification Expense Detection, AI Budget Plan, AI Travel Plan, expense tracking, bill splitting, offers, and coupons in app.

Make shopping, travel, budgeting, and everyday expense tracking simpler with PayYaar.