MyBia

At MyBia APPS, we are dedicated to providing high-quality mobile applications, aiming to offer user-friendly and efficient tools for our users.
Our flagship product, the MyBia Calculator app, is designed to assist you in your everyday calculations conveniently and at no cost.

Minimum payment period: 3 months
Maximum payment period: 24 months
The Annual Percentage Level (APR) is capped at 18%.
A processing fee of 10% is applicable, covering the total cost of the loan.
Processing fees, inclusive of Stamp Duty and Legal Fees, are contingent on the loan amount.
For instance, consider a loan of RM 1,000 with an 18% APR, a 10% processing fee, and a 6-month installment period. In this scenario, the total interest amounts to RM 90, and the processing fee is RM 100. Consequently, the total loan cost is calculated as the sum of the Total Interest and Total Processing Cost, resulting in RM 190. The monthly installment is then computed using the formula: (Loan Amount + Total Interest) / Installment period, equating to (RM 1000 + RM 90) / 6, yielding a monthly installment of RM 181.67.