Kyvo

Take control of your finances with Kyvo — a smart budgeting app that keeps your data private with on-device AI.

Budgeting Made Simple
Create monthly budgets, set spending limits by category, and track every dollar. Kyvo shows you exactly where your money goes with clear charts and breakdowns.

On-Device AI Insights
Get personalized spending insights and recommendations powered by AI that runs entirely on your phone. Your financial data never leaves your device.

Track Goals & Savings
Set savings goals and debt payoff targets. Watch your progress with visual trackers and stay motivated with Kyvo's built-in achievement system — earn XP, level up, and unlock badges as you build better financial habits.

Multiple Ways to Add Transactions
- Enter transactions manually
- Scan receipts with your camera
- Import from CSV files

Spending Analytics
- Category breakdowns and trends
- Weekly and monthly spending patterns
- Budget health scores
- Spending velocity and forecasts

Home Screen Widgets
Check your budget at a glance without opening the app.

Features:
- Unlimited budgets and categories
- Income and expense tracking
- Savings goals and debt tracking
- Recurring transaction management
- Dark and light themes
- Data export

Ad-Free Option
Enjoy Kyvo without ads for $9.99/year

Kyvo is built with privacy at its core. All AI processing happens on your device — no cloud, no data sharing, no compromises.