Klyo: Personal Finance Tracker

See where every dollar goes, set smart budgets, and never miss a warranty or return window again.

- 💰 Budget tracking with custom categories
- 📊 Visual analytics & spending trends
- 🧾 Receipt scanning & purchase tracking
- 🔔 Warranty & return window reminders
- 🏦 Net worth tracking
- 🔒 Biometric lock & local-first data

Klyo is a modern personal finance app that helps you track spending, stay on budget, and build savings goals—without the complexity.

Take control of your money with a clean dashboard that shows your balance, monthly spending, and net worth at a glance. Add expenses and income in seconds, organize everything by category, and understand exactly where your money goes.

Klyo helps you plan ahead with flexible budgets (weekly or monthly), visual progress rings, and insights that make overspending obvious before it becomes a problem. Set savings goals like Emergency Fund, Vacation, or New Laptop, then track every contribution with clear progress.

With built-in analytics, you can view category breakdowns, compare income vs expenses, and spot trends over time. The subscription tracker also helps you avoid surprise renewals by keeping recurring payments visible.

Key features:

- Expense and income tracking with categories
- Weekly and monthly budget planning
- Savings goals with progress milestones
- Net worth tracking with interactive charts
- Analytics for spending patterns and financial trends
- Subscription tracking and reminders
- Smart onboarding tailored to your lifestyle
- Cloud backup and restore (Klyo Pro)
- Export and import via JSON/CSV
- Biometric lock for privacy
- Multi-currency support

Whether you are a student, freelancer, or working professional, Klyo gives you the tools to make better money decisions every day.