PréstamoAlToque-Préstamo

With PréstamoAlToque, Peruvian residents can easily access their credit lines, from S/500 to S/10,000, online. The process is completely mobile, with no complicated paperwork or in-person queues. Smart technology creates a new, efficient, and worry-free experience for managing your finances.

Reasons to choose PréstamoAlToque
❤Self-control
It offers a flexible fund ranging from S/500 to S/10,000, making it easy to withdraw funds when needed, whether for one-off purchases, medical expenses, or tuition payments.

❤Second-level response
The fully automated system's flow control engine eliminates the long wait of traditional manual review, allowing funds to be transferred to your bank card at lightning speed once approved.

❤Transparent pricing
Interest rates are fully transparent and published; We categorically reject any type of bundled sales, unnecessary fees, or hidden clauses.

❤ Flexible Billing Cycle
We offer flexible payment plans of 91 to 120 days, allowing you to customize your payment schedule without any pressure.

❤ Enhanced Reliability Benefits
Every good payment habit you develop will be converted into credit, and the system will automatically increase your credit limit and lower your interest rate when you return.

❤ Dedicated Online Support
Our customer support team is always available through our official, compliant email address to answer any questions you may have during the credit limit or refund application process.

❤ High-Performance Security Defense Line
We employ industry-leading end-to-end encryption channels to ensure your personal information is transmitted directly to a secure, risk-control server, comprehensively reinforcing your privacy firewall.

Say goodbye to waiting, set sail now!
We always put ourselves in the user's shoes and are committed to creating secure, transparent, and reliable digital credit services. Facilitating access to credit and restoring peace of mind to your life is our main mission.
Open the app and easily calculate your personalized emergency credit limit with a simple tap. Plan your finances strategically and manage even the most challenging times. Download it now and start your new digital financial life!

Loan Information
- Loan Term: 91 to 120 days
- Loan Amount: S/500 to S/10,000
- Interest Rate: Annual interest rates can reach up to 36%.

For example: if you borrow S/5,000 for a term of 120 days, you will only have to pay interest for 120 days (S/5,000 x 0.1% x 120 = S/600). The total amount to be paid is S/5,600, so you will only have to pay S/1,400 per month.

Loan conditions:
Applicants must be at least 18 years old.

Possess a valid local identity document and a savings account in their name.
Have a mobile phone number for daily contact.
Have a stable cash flow or source of income.

Privacy protection:
Privacy and security are our top priority. With your explicit authorization, all identity verification data is encrypted using high-security algorithms. We implement strict technical and physical isolation and absolutely refuse to read or retain any private non-financial information, such as your social media or entertainment data.

Contact us
Customer service: cs@prestamoaitoque.com
Office address: Av. Canaval y Moreyra 380, San Isidro 15047, Lima, Peru
Business hours: Monday to Sunday, 9:00 AM to 6:00 PM.