JoshMoney

JoshMoney helps Canadian sole proprietors and small businesses stay on top of day-to-day bookkeeping and payroll.

This is a bookkeeping tool — not a bank, lender, payment processor, investment, or tax filing service. JoshMoney does not move money, connect to bank accounts, process card or e-Transfer payments, or submit returns to CRA.

Track income and expenses, scan receipts, create invoices with GST/HST, run payroll with payslips, and export T2125-friendly reports for Wealthsimple Tax or your CPA.

Features:
• Dashboard with net profit, HST collected, and receivables
• Quick expense and income entry with ITC support
• Receipt scanning and merchant learning
• Canadian invoices (BN/HST, PDF share)
• Payroll: bi-weekly, weekly, or monthly per employee; hourly or salary
• Payslips with vacation benefit pay, CPP/EI/tax estimates (T4127 reference)
• Mileage log with CRA km rates
• Offline-first — works without an account; optional cloud backup

Built for Ontario and other Canadian provinces. Tax disclaimer: reports and payslip deductions are for reference only — confirm with your accountant before remitting or filing.