Autem Cred

Autem Cred is a personal loan application with installment payments, developed exclusively for public servants, offering a clear and organized way to access credit, according to available agreements.

Through the application, the user can simulate loan proposals, view amounts, terms and conditions before contracting, and make the request in a completely digital way. All information is presented transparently, allowing for better control and financial predictability.

Autem Cred was developed to support public servants in organizing their monthly budget and planning expenses, with a simple, objective and responsible experience.

Autem Cred is developed by Autem Serviços Financeiros Ltda, responsible for the analysis of information, definition of conditions and granting of credit, according to internal criteria, current agreements and applicable regulations.

Features

✓ Informative loan simulation via the app
✓ Preview of amounts, terms, and conditions
✓ Digital loan application submission
✓ Application status tracking via the app

Eligible Audience

The app is exclusively for:

✓ Public Servants

✓ Users linked to active agreements on the platform

General Loan Characteristics

✓ Type: Personal loan linked to an agreement
✓ Installment payments with monthly payments
✓ Minimum repayment term: 2 months

✓ Maximum repayment term: 12 months

Conditions vary according to the applicant's profile analysis and the applicable agreement.

Information about rates

✓ Maximum APR: up to 55% per year, usually less. Depends on the agreement signed with the institution.

✓ The APR represents the approximate annual cost of the loan, without capitalization effect.

✓ All rates, terms, and amounts are clearly stated before contracting.

Illustrative example

Example for illustrative purposes only:

For a loan request of R$ 1,000.00, with a term of 10 months, the estimated value of the installments could be R$ 136.96, totaling R$ 1,369.64 at the end of the period.

Approximate APR: 44.36% per year.

The values ​​presented are for reference only and may vary according to individual analysis.

Data Security and Usage

✓ Data processing in accordance with current legislation
✓ Information used exclusively for credit analysis and operation
✓ Full transparency of conditions before formalization

About Autem Cred

Autem Cred is a solution from Autem Serviços Financeiros Ltda, CNPJ 28.089.235/0001-10, developed to operate responsibly, securely and in compliance with applicable regulations, exclusively serving Public Servants.

For more information, please consult the Privacy Policy and Terms of Use available in the application.

Contact Information

Phone: +55 (47) 3804-5003
Email: suporte@AutemCred.com.br
Website: https://AutemCred.com.br

* Credit application is subject to analysis and approval, according to internal criteria.