Yieldwright Finance Calculator

Yieldwright is a financial calculator for finance students, exam candidates, analysts, lenders and anyone who works with money over time. It follows the worksheet workflow of exam-style financial calculators, so your practice carries straight over: enter the values, press CPT, read the answer.

TIME VALUE OF MONEY (FREE)
• N, I/Y, PV, PMT and FV: solve any one from the other four
• Payments and compounding per year (P/Y, C/Y), END or BGN payments
• Nominal and effective rate conversion (ICONV)

CASH FLOWS
• CF0 and up to 32 cash flows with frequencies
• NPV, NFV, payback and discounted payback
• IRR that tells the truth: when a cash flow has two or more IRRs, you see each of them ("IRR 1 OF 2") instead of an error or a silent pick

AMORTIZATION
• Balance, principal and interest for any range of payments
• Interest rounded each period the way exam-style calculators do

MORE WORKSHEETS
• Bonds: price, accrued interest and yield to maturity, ACT or 30/360, annual or semiannual coupons
• Depreciation: straight line, sum of the years' digits, declining balance and declining balance with switch
• Statistics: one-variable and linear, log, exponential and power regression
• Dates: days between dates (ACT and 30/360) and date arithmetic
• Percent, percent change, powers, logs and memory

EVERY DIGIT CERTIFIED
• What you type is used exactly: 0.1 is one tenth, never a binary approximation
• Solved values (I/Y, N, IRR, yield) are proven to round to the digits shown; anything that cannot be proven is marked ≈
• Change the decimals (FIX) and the answer is rounded again from the true value, never from a rounded one

WORKS THE WAY YOU DO
• Export a strip of the tape, stamped with date and time, ready to attach to a worksheet or client file, as text or PDF

TRY PRO FREE FOR 7 DAYS
Time value of money is free. Every other worksheet, and exporting the tape, is Pro: try it free for 7 days, then keep it with a yearly subscription. Cancel anytime in Google Play. No ads, works offline.

PRIVATE BY DESIGN
Works offline, no account, no data collected.

How it's calculated: the methods behind every result, at https://wrightcalc.app/yieldwright/

Questions or feedback: support@wrightcalc.app

Not financial advice: check results before relying on them. The developer accepts no liability for loss or damage arising from use.