Total ratings
4.23 (Rating count: 2,351)
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Review summary
Pros
- Credit-building potential through card usage
- Positive sentiment from some users (enthusiastic about Extra)
- Card/products mentioned as providing value for users
Cons
- Frequent app instability: glitches, login problems, crashes, and loading issues
- Cannot cancel membership in-app; must email; recurring charges may continue
- Slow or unresponsive customer support
- ID verification problems or IDs not being accepted; delays in verification
- Reports of unauthorized debit charges or billing disputes with difficult resolution
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User Reviews
Recent rating average: 2.30
All time rating average: 4.23
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| Date | Author | Rating | Comment |
|---|---|---|---|
| 2026-07-08 | Extremely buggy. After paying for a membership, I couldn't activate my card. Clicking "Start" either does nothing or shows a white screen. Support told me it takes 3 business days just to investigate, which is a terrible first impression for a paid service. Even after they claimed it was fixed, the links they sent didn't work. For a financial app that requires a fee, the technical execution and support speed are very disappointing. Fix the bugs! | ||
| Extremely buggy. After paying for a membership, I couldn't activate my card. Clicking "Start" either does nothing or shows a white screen. Support told me it takes 3 business days just to investigate, which is a terrible first impression for a paid service. Even after they claimed it was fixed, the links they sent didn't work. For a financial app that requires a fee, the technical execution and support speed are very disappointing. Fix the bugs! | |||
| 2026-06-23 | I've been using Extra since 2023 and 3 years later, its still really good! only monthly charge isnt bad at all. Service is customer service is very quick and responsive. only 2 things i recommend, add an update feature that allows users to search their transactions. And report to 3 three credit comapnies mkre aggressively. but overall 5 stars⭐️ | ||
| I've been using Extra since 2023 and 3 years later, its still really good! only monthly charge isnt bad at all. Service is customer service is very quick and responsive. only 2 things i recommend, add an update feature that allows users to search their transactions. And report to 3 three credit comapnies mkre aggressively. but overall 5 stars⭐️ | |||
| 2026-05-28 | do not join they are lazy and going down hill there's so many glitches you can't even check you balance half the time because it won't load this had been a common issue for 2 years and they just removed in app credit track with no warning and no reason | ||
| do not join they are lazy and going down hill there's so many glitches you can't even check you balance half the time because it won't load this had been a common issue for 2 years and they just removed in app credit track with no warning and no reason | |||
| 2026-05-18 | very bad customer service! refuses to cancel subscription. the customer service decided to charge my card the moment I told her I was cancel. I will be reporting this business everywhere! | ||
| very bad customer service! refuses to cancel subscription. the customer service decided to charge my card the moment I told her I was cancel. I will be reporting this business everywhere! | |||
| 2026-02-21 | more of a review on the service than the app. I been using this for a year plus now and for the past few months I can't long it gives me an invalid auth and when I click the button to contact member service or whatever its called nothing happens. I don't know if I even still have an account or if my info is now compromised. not happy about this. if I see any suspicious activity connected to the info I provided when making the account, I will know the source. | ||
| more of a review on the service than the app. I been using this for a year plus now and for the past few months I can't long it gives me an invalid auth and when I click the button to contact member service or whatever its called nothing happens. I don't know if I even still have an account or if my info is now compromised. not happy about this. if I see any suspicious activity connected to the info I provided when making the account, I will know the source. | |||
| 2025-12-10 | signed up to help build up my credit. The app was always glitching and closing out. When I finally got my card the app no longer worked at all. Only shows a loading screen tried restarting my phone and re-downloading the app but nothing helped | ||
| signed up to help build up my credit. The app was always glitching and closing out. When I finally got my card the app no longer worked at all. Only shows a loading screen tried restarting my phone and re-downloading the app but nothing helped | |||
| 2025-11-27 | This app is completely unusable, it does not log you in even after logging in, and once you log in, it flickers then crashes. | ||
| This app is completely unusable, it does not log you in even after logging in, and once you log in, it flickers then crashes. | |||
| 2025-11-16 | great way to build credit | ||
| great way to build credit | |||
| 2025-11-11 | very buggy mess. when it work, it does for maybe 5 minutes. then the app proceeds to flash the top notifications bar and eventually just closes itself while making my phone overheat, it will then close loop itself for the rest of the day or week. | ||
| very buggy mess. when it work, it does for maybe 5 minutes. then the app proceeds to flash the top notifications bar and eventually just closes itself while making my phone overheat, it will then close loop itself for the rest of the day or week. | |||
| 2025-10-04 | I can't open the app and I have installed it twice and uninstall it and everytime I try to open it in my apps or jus jumps off the home screen | ||
| I can't open the app and I have installed it twice and uninstall it and everytime I try to open it in my apps or jus jumps off the home screen | |||
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