Cash Envelope System

Give every dollar a job before you spend it.

Cash Envelope System brings the classic cash-stuffing method to your phone. On payday, decide what your money is for: stuff your Groceries envelope, your Gas envelope, your Fun Money envelope. When an envelope runs low, you know before you overspend — not after the bank does.

HOW IT WORKS
1. Add your paycheck.
2. Stuff your envelopes — one tap fills every envelope to plan.
3. Spend from an envelope and watch the cash drain from the pocket.

BUILT AROUND HOW YOU'RE ACTUALLY PAID
Weekly, every two weeks, twice a month, or monthly. Your envelopes refill on your real pay cycle, not a calendar month someone else picked.

YOUR MONEY STAYS YOUR BUSINESS
• No bank logins. No accounts. No analytics.
• Your budget never leaves your phone.
• Export every transaction to a CSV spreadsheet anytime.

EVERYTHING A BUDGET BINDER SHOULD DO
• Unlimited envelopes, free
• Envelopes that show what's left, like real cash pockets
• Savings envelopes that build toward a goal instead of refilling
• Move money between envelopes when life happens
• Undo any action — every change is one tap to reverse
• Insights: what you spent, where it went, and how it compares to your plan — this period and every one before it
• Overspending shown honestly: an empty pocket with an IOU, not a hidden negative number
• Dark and light themes

WHO IT'S FOR
Anyone doing cash stuffing, zero-based budgeting, or the envelope method — without carrying actual cash, and without handing a budgeting company their bank password and a monthly fee.

Decide on payday. Spend with confidence. Know when to stop.