Envelope Budget Ledger

Envelope Budget Ledger is an offline envelope budgeting app for people who want clear personal finance planning without bank connections, account logins, ads, or cloud sync.

Create monthly budget envelopes for groceries, transit, home, fun, savings, or any category you track. Add income and expense records manually, review remaining money per envelope, and check a clean monthly dashboard with spending charts and recent transactions.

The app keeps personal budget data on your device. Use CSV export for spreadsheet review and local JSON backup for portable records. Envelope Budget Ledger is designed for simple everyday money routines: plan spending, record purchases, compare budgets, and understand where your monthly money goes.

Key features:
* Manual income and expense entry
* Envelope budgets by category
* Monthly balance, spent, budgeted, and remaining totals
* Category spending chart and progress bars
* Compact transaction ledger
* CSV export for spreadsheets
* Local JSON backup
* Offline-first storage with no required account
* Light and dark Material 3 interface

Envelope Budget Ledger is useful for zero-based budgeting, cash envelope planning, household expense tracking, personal finance reviews, and simple offline budget control.