Aqerra

Aqerra is South Africa's real-time scam shield. Paste any link, phone number, email, SMS, or bank account into the app and Aqerra returns a 0-100 risk score within seconds - backed by domain intelligence, threat feeds, AI analysis, and (optionally) live bank-rail account verification.

WHAT YOU CAN CHECK
- Suspicious links - domain age, SSL, redirect chain, Google Safe Browsing, VirusTotal, AI-led phishing pattern analysis
- Phone numbers - SA carrier validation, scam-pattern flags, community reports
- Emails - disposable-domain detection, MX validation
- SMS messages - paste the full message and get a verdict on the embedded link, sender, and copy
- Bank accounts - branch code + check-digit (CDV) validation, plus an optional live bank-rail check that confirms the account exists and that the holder's name + ID match what their bank has on file (powered by VerifyNow, accredited South African AVS provider)

WHY AQERRA
- Built for South Africa first - SA banks (Capitec, FNB, ABSA, Standard Bank, Nedbank, Discovery, Investec, TymeBank, African Bank, Bidvest), SA scam patterns, ZAR pricing, POPIA-aligned data handling
- Transparent risk scoring - every verdict shows you the signals that triggered it, not a black-box number
- Free tier covers everyday checking; upgrade to Pro for unlimited checks + the live bank-rail option
- Share to Aqerra works from your browser, SMS app, email - anywhere you can tap Share
- No ads, no tracking - your check inputs are used only to perform the check; results are cached for 1 hour to make repeat lookups instant
- Identity numbers entered for the optional bank-rail check are processed transiently and never stored

WHO IT'S FOR
- Anyone who has ever received a suspicious message, SMS, or email
- Small businesses verifying a new supplier's bank account before paying
- Parents and grandparents who want a second opinion before clicking a link
- HR / accounts teams onboarding new payees

PRIVACY & COMPLIANCE
- POPIA-aligned (Protection of Personal Information Act, South Africa)
- FICA-friendly audit trail for bank-rail verifications
- Aligned with FS-ISAC fraud taxonomy and NIST AI RMF 1.0
- Read our full privacy policy at https://aqerra.co.za/privacy

NOT A LICENSED FINANCIAL ADVISOR
Aqerra is an advisory tool that surfaces risk indicators. Verdicts are guidance, not definitive identity verification. When in doubt, contact your bank directly or report the scam to safps.org.za.

Aqerra PTY LTD (Reg: 2026/286527/07) - Made in South Africa, for South Africans.