QarzDaftar — Debt Tracker

QarzDaftar is a smart debt tracking app that helps you record who owes you and who you owe — with a powerful shared ledger that keeps both parties on the same page.

— TRACK EVERY DEBT —
Create accounts for people or firms. Record every "gave" and "received" transaction. Your running balance is calculated automatically — no math, no mistakes.

— SHARED LEDGER — ONE TRUTH, TWO PARTIES —
Link your account with another QarzDaftar user via QR code or invite link. Both of you see the same ledger. Every transaction added by one side must be approved or rejected by the other. No silent edits. No disputes. One shared truth.

• Link accounts via QR code or invite link — works remotely
• Every transaction requires explicit approval from both sides
• Approved transactions are permanent — cannot be deleted or secretly changed
• Edit history preserved — if a partner edits, you see the previous version before approving
• Reject incorrect entries and submit corrections
• Direction auto-flips: "I gave $100" on your phone shows as "I received $100" on theirs

— MERGE EXISTING RECORDS —
Already been tracking privately? When you link accounts, QarzDaftar offers a reconciliation screen:
• Side-by-side comparison of both histories
• Auto-matching of identical transactions
• Three modes: Trust One Side, Manual Merge, or Fresh Start with agreed balance
• Original private records archived for reference

— MULTI-CURRENCY SUPPORT —
Set your primary currency and add transactions in any currency — USD, UZS, RUB, EUR, and more. Define exchange rates. View balances in your primary currency or the original currency.

— ACCOUNT GROUPS —
Organize accounts by region, category, or business type. See aggregate balances across a whole group instantly — perfect for merchants or anyone managing multiple debtors.

— ATTACHMENTS & RECEIPTS —
Attach photos of receipts, checks, or handwritten agreements to any transaction. Add itemized lists (item, quantity, price) as documentation. All attachments sync to the cloud.

— TEMPLATES FOR QUICK ENTRY —
Create reusable templates for frequent items or transactions. Add transactions in seconds with pre-filled details.

— EXPORT PDF & EXCEL —
Generate professional reports — per account, per group, or your entire ledger. Share statements via WhatsApp, Telegram, email, or any app.

— DASHBOARD —
See your full financial picture at a glance:
• Total money owed to you
• Total money you owe
• Net position
• Per-account balance summary

— WORKS 100% OFFLINE —
No internet? No problem. QarzDaftar works fully offline. All data is stored locally on your device. Sync happens automatically when you're back online.

— GOOGLE DRIVE BACKUP & RESTORE —
Your data — including all images and shared ledgers — backs up to YOUR Google Drive. No third-party servers. You own your data. Switch to a new phone and restore everything instantly.

— SECURE & PRIVATE —
• PIN lock (4-6 digits)
• Biometric lock (fingerprint / face)
• Data stored on your device and your Drive — nobody else has access

— 20+ LANGUAGES —
Available in English, Uzbek, Russian, Turkish, Arabic, Hindi, Spanish, French, Portuguese, Chinese, Korean, Kazakh, Kyrgyz, Tajik, Turkmen, Azerbaijani, Persian, Japanese, German, Indonesian, Bengali, and more. Switch anytime from settings.

— SUBSCRIPTION —
14-day FREE trial — full access, no restrictions. Then just $0.99/month. No feature tiers — everyone gets the full app. Cancel anytime, your data is always safe.

Download QarzDaftar and take control of your debts today.