Kavro: Expense & Budget

Kavro is a private, offline-first expense tracker, budget planner, money manager, and personal finance app that helps you track expenses, record income, manage budgets, monitor savings goals, track debts and loans, manage assets, and understand your spending habits.

Unlike many finance apps, Kavro works without mandatory accounts, cloud dependency, ads, analytics, or tracking. Your financial data stays on your device and remains under your control.

EXPENSE & INCOME TRACKING

• Record expenses and income
• Categorize transactions
• Track transfers between wallets
• View complete transaction history

BUDGET PLANNER

• Create monthly budgets
• Monitor spending
• Track budget progress

WALLET MANAGEMENT

• Multiple wallets
• Multi-currency support
• Balance tracking

SAVINGS GOALS

• Emergency funds
• Travel savings
• Goal progress tracking

DEBT & LOAN TRACKER

• Borrowed and lent money
• Repayment schedules
• Due date reminders

ASSET MANAGEMENT

• Property
• Vehicles
• Electronics
• Gold
• Investments

FINANCIAL ANALYTICS

• Spending analysis
• Income trends
• Cash flow reports
• Category breakdowns

RECURRING TRANSACTIONS

• Daily, weekly, and monthly schedules
• Automated expense and income entries

RECEIPT SCANNER

• On-device OCR
• Camera and gallery import
• Local processing

BACKUP & RESTORE

• Local backups
• Encrypted backups
• Automated backups

EXPORT REPORTS

• CSV exports
• Monthly and custom reports

PRIVACY FIRST

• No mandatory accounts
• No cloud dependency
• No ads
• No analytics or tracking SDKs
• No bank integrations
• Offline-first architecture
• Local SQLite storage
• Optional biometric app lock

PREMIUM FEATURES

• Unlimited wallets
• Advanced analytics
• Premium themes
• Home screen widgets
• Encrypted backups
• Receipt scanning
• Unlimited debts and loans
• Asset management

Take control of your finances with Kavro — the private expense tracker, budget planner, money manager, savings tracker, debt tracker, and personal finance app built for privacy, speed, and simplicity.