Sol Contigo - Crédito Claro

Sol Contigo is a financial app designed to help you manage loan applications easily, securely, and completely digitally from your mobile phone. With Sol Contigo, you can submit a loan application, view available options, review applicable terms and conditions before accepting an offer, and track your application at any time.

Why choose Sol Contigo?

• 100% digital application process.

• Simple and easy-to-use interface.

• View your loan information clearly and transparently.

• Customer support to answer your questions.

How does it work?

Download Sol Contigo and create your account.

Complete the requested information.

Submit your application for evaluation.

If your application is approved, you can review the loan terms and conditions before accepting it.

Once you accept the terms and conditions, the disbursement will be made according to the established process.

Product Information

• Loan amount: $100 - $3,000.

• Payment term: 180–360 days, depending on the available offer.

• Daily interest rate: 0.01%–0.1%.

• APR (Annual Percentage Rate): 3.65%–36.5%.

• Service charge: 15%–20% of the loan amount.

• Applicable VAT: 15%. VAT is applied to both interest and service charges.

To learn more about Value Added Tax (VAT), visit the official website of the Internal Revenue Service (SRI):

https://www.sri.gob.ec/impuesto-al-valor-agregado-iva

Example loan calculation
The following example is for informational purposes only and does not constitute a loan offer. Simulation:
• Loan Amount: $3,000

• Term: 360 days

• Interest: $3,000 × 0.03478% × 360 ≈ $375.65

• Service Fee: $3,000 × 18.78% ≈ $563.48

• VAT (15% on interest and service fee): ($375.65 + $563.48) × 15% ≈ $140.87

• Estimated Total to Pay: $3,000 + $375.65 + $563.48 + $140.87 = $4,080
Before accepting a loan, Sol Contigo will transparently display the approved amount, interest, applicable fees, corresponding taxes, and the total amount to pay so you can review all the information before making a decision.

General Requirements
• Be at least 18 years old.

• Have a valid identity document.

• Have a bank account in your name.

• Meet the established evaluation requirements.

Privacy and Security
At Sol Contigo, we are committed to protecting our users' information. Personal data is collected and processed only for the purposes described in our Privacy Policy and in accordance with applicable law. We implement security measures aimed at protecting the confidentiality and integrity of information.

See our Privacy Policy at:

https://www.solcontigo.com/#privacidad

Contact
If you need help or have any questions, you can contact our customer service team:
Email: asistencia@solcontigo.com
Website: https://www.solcontigo.com