SkyPay

SkyPay — the first fully-fledged crypto banking for every day

SkyPay is an innovative financial app that allows you to legally and securely use cryptocurrency in your everyday life, as simply and conveniently as your traditional banking service.

We combine the best principles of DeFi, non-custodial storage, and fintech to allow you to pay with cryptocurrency every day—without losing control of your assets.

🔐 Complete control over your funds

SkyPay does not store user funds.
The service works directly with non-custodial wallets, so:
• your assets always remain in your wallet
• only you have access to your funds
• no risk of blocking, freezing, or holding

Popular wallets supported:
Trust Wallet, MetaMask, SafePal, Phantom, Solflare, Ledger, and the list will be constantly updated.

❗ No need to export private keys or seed phrases to connect.

💳 Cryptocurrency like a regular bank

With SkyPay, you can:
• Issue a payment card
• Pay for goods and services using the SBP QR code
• Use cryptocurrency every day, not just store it

All transactions are processed directly from your non-custodial wallet—no intermediaries or gray-market schemes.

⚖️ Legal and transparent

SkyPay is built with legislation and modern regulatory requirements in mind:

• Payment cards are issued by a licensed Russian bank
• Cryptocurrency conversion is carried out outside of the Russian Federation
• No P2P transactions, splits, or third-party transfers
• Transparent settlements and a clear refund mechanism
• Minimization of risks associated with bank monitoring