Wallet: Money Budget Expenses

A clear personal finance tracker that works from the first launch.

Wallet helps you record income and expenses, understand where your money goes, and keep a monthly budget without creating an account. Your finance records stay in local app storage. Start with one account, choose your main currency, and add the first transaction in seconds.

CONTROL EVERYDAY MONEY
See total balance, income and spending on one calm dashboard. Add cash, card or savings accounts, edit their opening balance, and transfer money between accounts without counting a transfer as income or expense. Amounts are stored in minor currency units so balances remain predictable.

FLEXIBLE CATEGORIES AND BUDGETS
Create, rename and delete your own income and expense categories. Use any emoji or symbol as an icon. Set a monthly limit for all spending or a category and see how much is spent, how much remains and what percentage of the budget is used.

FAST TRANSACTIONS
Record an expense, income or transfer from one sheet. Add a title, category, account and optional note. Open any transaction later to correct its amount, account, category, text or type. Deleting a transaction recalculates account balances automatically.

SEARCH AND FILTERS THAT STAY USEFUL
Search by title, category, account or note. Combine the search with period, account, category, minimum amount and maximum amount filters. Transfers can be found from either the source or destination account.

RECURRING PAYMENTS
Create monthly income or expense rules for the 1st, 15th or the last calendar day. Pause, edit or delete a rule whenever plans change. The last-day option also works in shorter months. Rules are processed when the app opens.

IMPORT, EXPORT AND COMPLETE BACKUP
Export operations to CSV for a spreadsheet. Import a Koshelek CSV with a preview: invalid rows are skipped and existing duplicates are not added. Create a JSON backup containing accounts, categories, transactions, ledger entries, budgets and recurring rules. Before restore, the app validates IDs, references and balances, then replaces data atomically.

PRIVATE BY DESIGN
No registration and no bank password. The app does not upload your finance database to the developer. Export and backup files are created only when you choose a location through Android. Personalized advertising is disabled by default, and ad location tracking is disabled. You can change the advertising preference in Settings.

MADE FOR YOUR LANGUAGE AND CURRENCY
The interface follows the device language and falls back to English when needed. You can switch language in Settings. Supported languages: English, Russian, Spanish, Portuguese, German, French, Hindi, Indonesian, Japanese, Korean and Simplified Chinese. Choose RUB, USD, EUR, GBP, BRL, INR, IDR, JPY, KRW or CNY when creating the first account.

WHY IT FEELS SIMPLE
The main actions stay close to the thumb, important totals lead back to understandable records, and long labels adapt to the available space. Light and dark themes use an indigo and lavender palette designed to keep financial numbers readable.

Koshelek is useful for a household budget, daily expense tracking, cash accounting, a travel wallet, monthly planning, subscription tracking and a simple money diary. It is a manual finance manager: bank synchronization, loans, investments and exchange-rate conversion are not included in this release.

START IN THREE STEPS
1. Select the interface language and main currency.
2. Enter the real opening balance of the first account.
3. Add today's expenses and set a budget for the categories that matter most.

WHAT MAKES WALLET PRACTICAL
Start a money diary without registration or sharing bank credentials. Personal categories organize groceries, transport, housing and leisure around your own habits. Transfers between cash and a card do not inflate spending. Review the remaining budget before a purchase and use category filters to understand your monthly spending.

The app contains advertising.