PolicyPro Agent360

PolicyPro Agent360 is an all-in-one productivity suite and sales-enablement toolkit purpose-built for insurance advisors, agency leaders, and financial consultants. Streamline your agency workflow with fast offline premium quotations, client CRM, plan combinations, and marketing branding.

--- KEY HIGHLIGHTS & CAPABILITIES ---

1. INSTANT PREMIUM CALCULATOR & PROPOSALS
• Accurate calculations across official plans: Endowment, Money Back, Term Assurance, Children Plans, and Pension/Annuity.
• Updated with latest GST reform rules and surrender value guidelines.
• Instant calculation of Basic Premium, Riders (Accidental Benefit, Term Assurance, Critical Illness), GST, and Rebates.
• Generate branded Proposal PDFs with year-by-year Cashflow, Loan Values, and Maturity Projections ready to share via WhatsApp.

2. CONCEPT SELLING & PLAN COMBINATIONS
• High-converting pre-built combos: Kanyadan Yojana (Daughter Marriage Guarantee), Crorepati Wealth Fund, and Child Education Shield.
• Custom combo builder: combine multiple plans into a unified client illustration with combined cashflow charts.

3. OFFLINE-FIRST CLIENT CRM & POLICY REGISTER
• Zero-paperwork client registry: manage policy numbers, client details, and renewal schedules.
• 100% offline & secure: all client data stays strictly on your device with complete privacy.
• One-tap communication: make calls or send WhatsApp messages directly from the client profile.
• Easy data export: export your full client database to Excel (.csv) or PDF anytime.

4. FIELD UNDERWRITING & KNOWLEDGE HUB
• Built-in BMI calculator with underwriting loading assessments.
• Height & Weight converter with standard underwriting guidelines matrix.
• Comprehensive Non-Medical rules, age limits, and moral hazard report guidelines.
• Complete Club Membership criteria: BM, DM, ZM, CM, Galaxy, and Corporate Club rules.
• Direct downloads for proposal forms (300, 340, 360), revival forms, and NEFT mandates.

5. MARKETING STUDIO & DIGITAL BUSINESS CARD
• Festival & marketing greeting cards personalized with your name, photo, agency details, and phone number.
• Shareable digital business profile to impress prospects and generate inbound leads.

--- TARGET USERS ---
PolicyPro Agent360 is built for:
• Insurance Advisors and Life Insurance Agents
• Development Officers (DO) and Senior Business Associates (SBA)
• Chief Life Insurance Advisors (CLIA)
• Financial Planners and Agency Managers

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IMPORTANT STATUTORY DISCLAIMER
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1. Independent Sales-Enablement & Educational Tool:
PolicyPro Agent360 is an independent utility application developed solely for the convenience, training, and educational enablement of insurance advisors, financial consultants, and agency leaders. This application is not an official product of, nor is it endorsed, sponsored, or affiliated with the Life Insurance Corporation of India or any government/regulatory authority.

2. Educational & Illustrative Purpose Only:
All plan parameters, premium calculations, maturity cashflows, bonus projections, and underwriting limits provided in this application are strictly for training, educational, and illustrative purposes. Figures shown do not constitute an official quotation, offer of insurance, or legally binding contract.

3. Official Verification & Final Notes:
Projected bonuses, loyalty additions, and maturity proceeds are based on declared parameters and are not guaranteed. Actual policy terms, underwriting eligibility, acceptance, and payable values are strictly governed by official policy rules and circulars. For final notes, official benefit illustrations, and circulars, please contact the nearest authorized branch office of the Life Insurance Corporation of India.