4대 보험가입 직장인 우대대출

It is illegal to ask for or receive brokerage fees.
Excessive debt can bring you great misfortune.

When using a loan product, your credit rating or personal credit score may decrease.
If your credit rating or personal credit score declines, additional loans may be restricted, or disadvantages may occur, such as a rise in loan interest rates or a reduction in loan limits.
​No early redemption fee (mid-term redemption fee).

Loan brokerage registration number: 2018-Bucheon-Gyeonggi-0045
Confirmation of registration: Job Economics Division, Bucheon-si, Gyeonggi-do 032-625-2727
Name of city/province registered for loan business: [Gyeonggi-do] Bucheon City Hall
(Applies from new, renewed, and extended loan contracts from January 05, 2018.)

4 major insurance preferential loans for office workers
Loan Eligibility: Office workers who have been employed for more than 3 months
Loan limit: Minimum KRW 1 million ~ maximum KRW 100 million
Loan period: minimum 1 year ~ maximum 5 years
Loan interest rate: Minimum of 6.9% per year to maximum of 24 per year (depending on credit)
Example total cost of a loan
Minimum: KRW 1,000,000 at an interest rate of 6.9%, total repayment amount KRW 1,037,767 for a 12-month loan
Maximum: KRW 1,000,000 at an interest rate of 24%, total repayment amount KRW 1,134,715 for a 12-month loan

Low interest rate transfer theory for office workers
Eligibility for loans: Office workers (limited to individuals who are employed in private businesses or higher who are enrolled in workplace medical insurance), professionals, and public servants
Loan Limit: Minimum KRW 1 million ~ Maximum KRW 40 million
Loan period: minimum 1 year ~ maximum 5 years
Loan interest rate: minimum 12.7% ~ maximum 17.3% (overdue interest rate: regular rate +3% (maximum 24%))
Example total cost of a loan
Minimum: KRW 40,000,000 at an interest rate of 12.7%, total repayment amount KRW 42,804,762 for a 12-month loan
Maximum: KRW 40,000,000 at an interest rate of 24%, total repayment amount KRW 45,388,606 for a 12-month loan
There are no incidental expenses other than those required for exercising or preserving rights.
Korea Loan Finance Association Loan Finance Advertising Deliberation Regulations Article 32 ▶ Loan brokerage company integrated inquiry service
http://www.clfa.or.kr/popup_fcsc_list.asp
Privacy Policy: http://hana-loan.com/personal.php

Company name: Kookmin Loan Brokerage ㅣ Representative: Um Ji-young ㅣ Business registration number: 467-33-00443
Address: #602, 96, Sangil-ro, Bucheon-si, Gyeonggi-do (Sang-dong, Sewon Building) ㅣ Person in charge of personal information: Um Ji-young
Representative number: 1670-5357