Tendo by Tonik

Name: Tendo by Tonik
Rating: 5 (38165 reviews)
Author: TendoPay

By: TendoPay

Shop on installments with over 500+ merchants.

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Features & Capabilities

Tendo by Tonik is a versatile financial services app offering seamless shopping on installments with over 500 partner merchants. Users can access cash loans, set financial goals, track expenses, and pay bills directly within the app. With installment plans as low as 0% interest, flexible repayment terms from 2 to 18 months, and automated savings offering up to 6% annual interest through partner banks, Tendo empowers users to manage finances efficiently.

Beyond shopping, Tendo by Tonik provides premium insurance products and a hassle-free payment experience compliant with BSP and SEC regulations. The platform ensures transparent lending with no hidden fees and competitive interest rates tailored to borrowers' creditworthiness. Ideal for budgeting, saving, and smart spending, Tendo by Tonik is your all-in-one finance companion.

User Growth & Download Statistics

App Payments

By:

TendoPay

Downloads:

764,508 4.12K

Rating:

5.00

(38,165) 283 new ratings

Version:

0 Last updated: 2026-05-15

Creation date:

2020-10-09

Publisher country:

Email:

he*****@tendopay.ph

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-05

Compare stats and ranking:

Ranking

# 77,842 ▼ 6

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

TendoPay

Google Play Store

https://play.google.com/store/apps/details?id=ph.tendopay.app.android

Email:

he*****@tendopay.ph

Website:

https://tendopay.ph

User Reviews

Tendo by Tonik is appreciated for its fairness on charges, financial literacy resources, and helpful customer service by some users. However, major concerns include very slow application approval processes, multiple app bugs causing login and document upload issues, delayed posting of payments despite deductions, security weaknesses with unresolved hacking incidents, and ineffective customer support, resulting in frustration and dissatisfaction from many users.

Pros

No extra charges or interest during long sick leaves, showing fairness and convenience for average income users.
Financial literacy webinars offered by the app are helpful and informative.
Some users found the customer service representatives professional, helpful, and considerate.
For some users, the loan process was smooth and efficient and issues were quickly resolved.
Previously reliable for payments and loans before app acquisition by Tonik.

Cons

Application processing is very slow with many users experiencing months-long pending status without clear updates.
Multiple users report bugs such as app automatically logging out, inability to upload documents, and repeated resubmit requests with no resolution.
Issues with payment posting delays; payments deducted from salary or manually made do not promptly reflect in the app.
Security concerns with reports of accounts being hacked and inadequate investigation or resolution by support.
Difficulty contacting or receiving effective support despite frequent communication and promises of coordination with teams.

Recent reviews

I took a long sick leave, and they did not charge me for that cut-off. No extra charges, no extra interest, too! Really fair and convenient for someone like me who has an average income :)

La*****, 2025-02-03

I appreciate Tendo's Financial Literacy Webinar. I learned a lot, especially on managing finances better. I also got tips on how to maximize the app features.