Zidisha

We're an international crowdfunding community that lets you raise business growth or education funds directly from our members all over the world.

At the end of your project, we ask you to "pay forward" what you received by funding other members in the community.

Please note that this app is intended for existing Zidisha members to check their payment schedules and communicate with the other members who funded their projects. If you are not already a Zidisha member, you will be asked to register at our website (https://www.zidisha.org) in order to use the app.


Why join Zidisha?

- Open to everyone: You do not need to have collateral assets, a bank account, guarantors, or a salaried job to raise funds.

- Flexible: You choose your own payment schedule and can adjust as needed during the project period. Maximum payment periods range from 62 to 180 days depending on the amount raised.

- Community: Projects are funded by other Zidisha members, not banks. You become part of a supportive community of entrepreneurs and backers from all over the world. Instead of repaying projects as loans, you "pay it forward" by funding other members and you can even choose which members receive your payments from among the fundraising projects in our website.


How much can I raise?

The first project fundraising limit usually ranges from $10 to $300 depending on the quality of your application and supporting documents. Fundraising limits increase depending on your contributions to the community, up to a maximum of US $10 000.


What is the cost of participation?

When you raise a project, we ask you to commit to "pay forward" the amount you raised by funding other member projects. A portion of the amount you raise is reserved at disbursement to fund other projects, along with a service fee of 5% of the project amount, to cover the cost of transferring and administering the project (maximum APR: 80%).

At the end of each project, members are given the option to contribute an extra amount to fund projects for other members in the community.

Examples:

Ghana: A project of GHS 1,000 carries a service fee of 10%, paid by deduction from the funds disbursement. The member would receive GHS 900 and pay forward GHS 1,000 to other members.

Kenya: A project of KES 10,000 carries a service fee of 10%, paid by deduction from the funds disbursement. The member would receive KES 9,000 and pay forward KES 10,000.

Nigeria: A project of NGN 50,000 carries a service fee of 10%, paid by deduction from the funds disbursement. The member would receive NGN 45,000 and pay forward NGN 50,000.

Zambia: A project of ZMW 2,000 carries a service fee of 10%, paid by deduction from the funds disbursement. The member would receive ZMW 1,800 and pay forward ZMW 2,000.

To learn more, please visit our website: https://www.zidisha.org.