Spendle

Spendle turns your money into one calm number: what's safe to spend today. No spreadsheets, no red warnings, just an honest, up-to-date picture of where you stand.

• Safe-to-spend, recalculated every morning
• Automatic categories for every transaction
• Set-and-forget goals that save on payday
• Buy Now, Pay Later tracking so nothing sneaks up
• Friendly insights that answer "can I afford it?"

Your accounts connect securely through Akahu, New Zealand's open banking provider. Your login stays with your bank, access is read-only, and you can disconnect any time.

Made in New Zealand, for the way Kiwis actually get paid and spend.