Shikshya Smart

Welcome to Shikshya Smart! We're excited to offer you a comprehensive suite of features to make your banking experience convenient, secure, and efficient. Here's a detailed overview of the key features available in our app:

Account Management

1. Check Account Balance and Statement
Easily keep track of your account balance and view detailed statements to monitor your financial activities.

2. View Transaction History and Status
Access a complete transaction history, and stay informed about the status of your transactions.

3. View Transaction Limits
View transaction limits that is available for use.

4. Request Cheque Book or ATM Card
Order a new cheque book or request an ATM card effortlessly. Additionally, instantly block a lost card or cheque for added security.

5. Open Fixed Deposit Accounts
Explore investment opportunities by opening fixed deposit accounts with flexible terms.

Fund Transfers

1. Effortless Intra-Account Transfers
Transfer funds seamlessly between your accounts within the cooperative.

2. Transfer to Other Cooperative Accounts
Transfer money easily to other cooperative members.

3. External Bank Transfers
Transfer money to accounts in other banks securely and conveniently.

4. Wallet Loading
Conveniently load digital wallets for your various transactions.

Utility Payments

1. One-Click Bill Payments
Pay bills effortlessly, including flight bookings, mobile top-ups, and internet bills.

2. Manage Household Payments
Handle essential household bills such as NEA, Khanepani, and TV bills with ease.

3. Quick Payments with FonePay
Make quick and secure payments at various outlets using FonePay.

Other Features

1. Self-Activate Account
Easily activate your account using your registered mobile number without the need for additional steps.

2. News and Notifications
Stay informed with timely updates and notifications about your account and cooperative activities.

3. QR Code Scanning
Utilize QR code scanning at the counter for hassle-free electronic deposits.

Shikshya Smart is designed to empower you with control over your finances and simplify your banking experience. Happy banking!