SmartPay NG

SmartPay is a secure mobile wallet built for Nigeria. Open an account in minutes with just your phone number or email, verify your identity, and start sending money, buying airtime and data, and paying your everyday bills — all from one app.

MONEY TRANSFERS
• Send money instantly to accounts in all Nigerian banks
• Free transfers between SmartPay wallets
• Save beneficiaries for fast repeat transfers
• Scan account details with your camera to pay without typing
• Share smart receipts for every transaction

AIRTIME & DATA
• Buy airtime and data bundles for MTN, Glo, Airtel and 9mobile
• Great rates, delivered instantly
• Top up your own line or any other number

BILL PAYMENTS
• Pay electricity bills (prepaid and postpaid) and get your token instantly
• Renew TV subscriptions — DStv, GOtv, StarTimes and more
• Top up gaming accounts

YOUR MONEY, SECURED
• Accounts are provided in partnership with 9 Payment Service Bank (9PSB), a CBN-licensed payment service bank
• Transaction PIN and device lock protect every payment
• Verified onboarding with NIN and BVN in line with CBN KYC requirements
• Upgrade your account tier to unlock higher transaction limits
• Instant push notifications for every credit and debit

ALWAYS IN CONTROL
• See your full transaction history and download account statements
• Built-in AI assistant answers questions about your account and helps you get things done faster
• Manage your profile, notifications and security settings in-app

Getting started is simple:
1. Download SmartPay and sign up with your phone number or email
2. Verify your identity (NIN + a quick selfie)
3. Fund your wallet and start transacting

Need help? Our support team is available at support@smartpayapp.ng.

SmartPay — payments made simple.