Reviews of Kufu Zaim

By: Kufu Company Inc. App

List of user reviews and ratings for Kufu Zaim

Total ratings

4.25 (Rating count: 31,347)

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Review summary

Users praise Zaim for wide bank/card integration, ease of use (including English support), long‑term reliability and PC export. Common complaints are unreliable receipt OCR, syncing/authentication problems (PayPay/Amazon/API), app slowdowns/crashes, and frustration with subscription paywalls and unexpected charges.

Pros

Strong linking support — connects to many banks, credit cards and financial institutions.
Easy to use with a clean interface; several users (including non‑Japanese speakers) find it intuitive and customizable.
Good long‑term usefulness — many users have used it for years and appreciate account balancing and data export to PC.
Includes receipt OCR and automated entry features (though accuracy varies).

Cons

Receipt OCR is often inaccurate — may require multiple photos and struggles with foreign/older receipts.
Syncing and authentication problems — slow/infrequent syncs after API changes, PayPay/Amazon/Aeon connection issues and repeated re‑auth required.
Performance and stability issues — app lags, slows with updates and sometimes crashes.
Monetization and subscription complaints — features moved behind paywall, unexpected charges, and intrusive ads.

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User Reviews

Recent rating average: 3.10

All time rating average: 4.25

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21% (8)

Date	Author	Comment
2025-08-04	ka*****	年金は税金？　健康保険は？　カテゴリ分けが変
年金は税金？　健康保険は？　カテゴリ分けが変
2025-07-27	ch*****	新しいPaypayデータ入力の機能は使えません。展開する前にちゃんとテストしてるでしょうか。
新しいPaypayデータ入力の機能は使えません。展開する前にちゃんとテストしてるでしょうか。
2024-12-20	Ra*****	有料かい
有料かい
2024-10-16	I *****	他の家計簿アプリと比べて、連携できる個数が多いことと、自分が使っている金融機関を多く扱っていることから使うようになりました。家計簿アプリにお金を払うなんて、と初めは考えていたのですが、月額で考えた時のコストと、お金の流れが可視化できることで年間で貯蓄できる額を比べると、コストをかけてでも使うべきと判断しました。唯一の悩みは、投資信託系の選択肢がもう少し増えてくれたらと。自分がマイナーな機関を使っていることも要因ですが、ここを充実してくれたら、星5にしようと思います。
他の家計簿アプリと比べて、連携できる個数が多いことと、自分が使っている金融機関を多く扱っていることから使うようになりました。家計簿アプリにお金を払うなんて、と初めは考えていたのですが、月額で考えた時のコストと、お金の流れが可視化できることで年間で貯蓄できる額を比べると、コストをかけてでも使うべきと判断しました。唯一の悩みは、投資信託系の選択肢がもう少し増えてくれたらと。自分がマイナーな機関を使っていることも要因ですが、ここを充実してくれたら、星5にしようと思います。
2024-08-10	Hi*****	This is by far the best tracking app I have tried. Easy to use English user interface with a lot of customization options.
This is by far the best tracking app I have tried. Easy to use English user interface with a lot of customization options.
2024-04-02	A *****	Getting slower and slower with each update. The app lags often, and crashes each time I use it.
Getting slower and slower with each update. The app lags often, and crashes each time I use it.
2024-03-10	Te*****	レシート画像入力の機能には改善の余地はあります。一発の撮影で完結できず、だいたい３〜５回撮影しないと正確な金額は反映されないのですね。 / There is room for improvement in the receipt image input feature. You can't complete the process with a single shot, and it usually takes 3 to 5 shots to reflect the exact amount. / Há pontos que necessitam melhoria na função de inserção de imagem de recibos/notas fiscais. Não é possível concluir o processo com uma única foto e, em geral, é necessário tirar de três a cinco fotos para inserir o valor exato.
レシート画像入力の機能には改善の余地はあります。一発の撮影で完結できず、だいたい３〜５回撮影しないと正確な金額は反映されないのですね。 / There is room for improvement in the receipt image input feature. You can't complete the process with a single shot, and it usually takes 3 to 5 shots to reflect the exact amount. / Há pontos que necessitam melhoria na função de inserção de imagem de recibos/notas fiscais. Não é possível concluir o processo com uma única foto e, em geral, é necessário tirar de três a cinco fotos para inserir o valor exato.
2023-10-12	Ab*****	I was a long time user of the app and I was happy with just using the free version then suddenly I was charged with a year's membership which I didn't even opt for. They then refused a refund claiming that I "agreed" to a year's membership which I didn't because I was doing perfectly fine with the free version. Such a shame.
I was a long time user of the app and I was happy with just using the free version then suddenly I was charged with a year's membership which I didn't even opt for. They then refused a refund claiming that I "agreed" to a year's membership which I didn't because I was doing perfectly fine with the free version. Such a shame.
2023-08-10	Go*****	Excelent app to keep your accounting in Japan. can link to most credit cards and bank accounts. Also you can download data and check it in your PC conviniently. Sometimes the automatic categories don't get updated automatically which then you have to correct manually, it will be nice if it was a bit more intelligent in that sense.
Excelent app to keep your accounting in Japan. can link to most credit cards and bank accounts. Also you can download data and check it in your PC conviniently. Sometimes the automatic categories don't get updated automatically which then you have to correct manually, it will be nice if it was a bit more intelligent in that sense.
2023-03-24	Kh*****	Very good working on nicely app
Very good working on nicely app