Xitique: Grupos de Poupança

Xitique — Mozambican group savings, now on your mobile phone.

Xitique is a tradition: a group of trusted people contributes the same amount each cycle, and a different member receives the total each time — until everyone has received theirs. It's forced savings, but with the strength of the group behind it.

The Xitique app brings this tradition to your mobile phone. No lost notebooks, no confusing WhatsApp groups, no arguments about who has already paid and who is still missing.

WHAT YOU CAN DO

• Create a group in minutes — choose the name, the contribution amount, the frequency (daily, weekly, bi-weekly, monthly, quarterly or annually) and the start date.

• Invite members — share an invitation code or show the group's QR code. Those who receive it join directly.

• Set the order of payment — by lottery or by order agreed upon by everyone.

• Register contributions with proof — attach a photo or screenshot of the payment to each contribution you send.

• Always know whose turn it is — the home screen shows the current cycle, how much has already been collected, and who is receiving it this time.

• Track the history — all closed cycles, paid dues, and amounts received, group by group.

• Follow the activity — who contributed, who joined the group, what changed and when.

• View your receipts — a list of everything you have already received and what is pending.

MADE FOR MOZAMBIQUE

• Values ​​in meticais (MZN), with the formats and dates you already know.

• Interface entirely in Portuguese, with the usual xitique language: cycle, dues, member, turn.

• Real frequencies — from the daily market xitique to the monthly xitique among colleagues.

• Designed to work well on basic mobile phones and slow connections.

TRANSPARENCY FOR THE GROUP

Each contribution is recorded with date, value, and proof of payment. All members see the same history, the same numbers, and the same order of payment. When the group trusts the numbers, the "xitique" runs more smoothly.

HOW IT WORKS, IN 4 STEPS

1. Create the group and set the quota and frequency.

2. Invite members by code or QR code.

3. Agree on the order — by drawing lots or as the group decides.

4. Start the "xitique". In each cycle, everyone contributes and one member receives.

ALSO INCLUDES

• Dark mode and light mode, according to your phone's settings.

• Account protected by email and password, with password recovery.

• Multiple groups at the same time — the family "xitique", the work group, and the friends group, each with its own pace.

• An introductory course that explains the "xitique" to those who have never participated in one.

IMPORTANT

Xitique is an organizational and record-keeping tool. The app doesn't handle money transfers, process payments, or hold funds — transfers continue to be made between members using the same methods the group already uses. What the app does is ensure everything is recorded and visible to everyone.

Start your group today. Invite the group and let the app handle the finances.