CTOS

Name: CTOS
Rating: 2.875 (3720 reviews)
Author: CTOS DATA SYSTEMS SDN BHD

By: CTOS DATA SYSTEMS SDN BHD

Stay on top of your credit health with CTOS ID mobile app!

Features & Capabilities

CTOS is Malaysia's premier credit reporting agency with over 1 million users. The CTOS ID mobile app helps you monitor your credit health by providing your CTOS Score report, which can improve loan approval chances and detect signs of identity theft or fraud. With features like CTOS SecureID, users receive comprehensive fraud alerts including dark web monitoring, new credit application notifications, credit limit changes, and scam alerts for enhanced protection.

In addition, the app offers credit monitoring services such as periodic score updates, alerts on missed payments, and checks for litigation or bankruptcy records to ensure your credit profile remains accurate. The CTOS app also provides up to RM20,000 takaful coverage to safeguard against financial losses due to fraud. Regular updates ensure you have the latest tools to maintain and protect your credit standing. Download the CTOS ID app now to stay in control of your financial health.

User Growth & Download Statistics

App Privacy & Security

By:

CTOS DATA SYSTEMS SDN BHD

Downloads:

1,309,841 3.04K

Rating:

2.88

(3,720) 2 new ratings

Version:

2.1.62 Last updated: 2026-05-12

Version code:

144

Creation date:

2013-07-02

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CAMERA Very high risk
android.permission.READ_PHONE_STATE Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.WRITE_EXTERNAL_STORAGE High risk
android.permission.READ_MEDIA_VISUAL_USER_SELECTED Moderate risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_WIFI_STATE Low risk

Size:

84.11MB

Email:

ap*****@ctos.com.my

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-12

Compare stats and ranking:

Ranking

# 56,701 ▲ 612

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

CTOS DATA SYSTEMS SDN BHD

Google Play Store

https://play.google.com/store/apps/details?id=my.com.ctos.android

Email:

ap*****@ctos.com.my

Website:

https://www.ctoscredit.com.my/

User Reviews

User reviews repeatedly cite instability, login/signup failures, and payment-related frustrations. Privacy concerns and permission prompts are common, with many reports of paid attempts yielding no results. Access to CTOS data and reports is the app's intended function, but reliability and transparency are major drawbacks.

Pros

Some reviewers describe the app as good.
The app's purpose is to provide access to CTOS data and reports.
A minority of users find it usable despite issues.

Cons

Significant stability issues: crashes, freezes, and the app not opening.
Frequent authentication and sign-up problems: login failures, OTP/TAC delays, server errors.
Payment and subscription problems: paid for reports but no results, demands for ongoing payments, perceived scams.
Data privacy and heavy permission requests: concerns about data protection and why storage/phone permissions are needed.
Report access problems after payment: reports not retrieved or visible, details not loading or accessible.

Recent reviews

bad, after pay money can't get access code for log in CTOS ACCOUNT

At*****, 2026-06-10

why CTOS report are 100% affecting loan application instead of CCRIS? Not 100% of CTOS report are correct. have you consider of Company Scaming people? if you don't care then Why should loan company care about CTOS?