Savya — Personal Finance

Your money. Your device. No one else involved.

SAVYA is a personal finance app built for India — not a generic
app with ₹ bolted on, but one that understands how you actually
spend: Swiggy, Blinkit, Fastag, SIPs, EMIs, and everything
in between.

No account. No login. No subscription. Open and start.

━━━ FINANCIAL WEATHER FORECAST ━━━

SAVYA predicts where your money is headed — before the month ends.

Like a weather forecast for your finances, it reads your income,
spending pace, upcoming EMIs, and budget limits to tell you if
you're heading for clear skies or a storm. Know early. Act early.

━━━ TRACK EVERYTHING ━━━

Add income, expenses, transfers, and investments in seconds.
Smart auto-category: type "zomato" and SAVYA knows it's food.
Type "petrol" and it's transport. No manual tagging needed.

━━━ BUILT FOR THE WAY INDIA MANAGES MONEY ━━━

100+ pre-built categories for Indian life — Kirana, Dabba, Temple
donations, Diwali, Shagun, ITR refunds, Blinkit, Zepto, Chit
funds, and more.

Accounts that make sense here: Savings, Salary, Cash, Wallet,
Overdraft, UPI — plus full credit card tracking with bill due
dates and outstanding balance.

━━━ COMPLETE FINANCIAL PICTURE ━━━

* Budgets — 50/30/20, Debt Crusher, or your own split
* EMI & Loans — outstanding balance, months remaining
* Investments — MF, Stocks, FD, PPF, NPS, Gold, Crypto
* SIP Calculator — regular, goal-based, and step-up
* Insurance — Life, Health, Vehicle, Term policies tracked
* Goals — set targets, see projected completion date
* Net Worth — assets minus liabilities, monthly snapshots
* Analytics — trends, category breakdowns, month reports
* Recurring bills — subscriptions auto-tracked

━━━ FINANCIAL HEALTH SCORE ━━━

A real score from 0–100 based on savings rate, EMI burden,
investment activity, and budget discipline. Not a vanity metric —
a breakdown of where you stand and what to fix first.

━━━ PRIVACY BY DESIGN ━━━

Everything stays on your device. Nothing sent to any server.
Back up to Google Drive anytime. PIN lock. Delete all data
in one tap.

Track. Save. Grow.