Meru Finance

This app is part of Meru Finance (B2B) supply chain finance platform that enables registered companies to manage invoices, confirm transactions, make payments, and request financing for approved invoices.

Important: This app is designed only for registered business users of our platform. It does not provide personal consumer loans.

Key Features

Invoice Management
- Receive and review supplier invoices
- Track status and history in real time
- Notifications for pending actions

Invoice Confirmation
- Confirm receipt of goods/services
- Approve or reject invoices
- Maintain transparent audit trails

Payments
- Pay approved invoices securely
- Monitor payment history and status

Business Financing (Invoice-Based)
- Request financing for approved invoices
- Financing is subject to eligibility and approval
- Terms are agreed separately with the financing provider

Loan & Financing Transparency
- This app does not directly issue loans
- Financing is provided by authorized financial institution
- Loan approval is based on business eligibility and risk assessment
- No guarantee of approval
- Loan terms (amount, duration, fees) are clearly disclosed before agreement

The app does not charge hidden fees and does not engage in misleading lending practices

Security
- Secure authentication and data protection
- Role-based access controls
- Encrypted communication

Who Can Use This App
- Registered businesses
- Existing clients of Meru Finance platform

Important Disclosures
This application:
- Does NOT provide payday loans or high-cost short-term consumer loans
- Does NOT target individual consumers
- Does NOT access personal contacts, photos, or unrelated sensitive data for lending decisions
- Only processes business-related financial data