Zaplat.me

Turn any sale into an instant bank payment. No card terminal, no monthly fees, no sign-up.

Zaplat.me generates a QR code that your customer scans with their own banking app. The money lands on your account in under 10 seconds via SEPA Instant — no card network involved, no commission taken.

How it works:
1. Enter your IBAN (once, on first launch)
2. Type the amount
3. Show the QR to your customer — they scan and confirm in their bank app

Why sellers love it:
- Zero fees. Visa and Mastercard don't take a cut. 100% of the payment goes to your account.
- Instant. Money arrives within 10 seconds via SEPA Instant, supported by virtually every EU bank.
- No infrastructure. No terminal, no monthly fees, no registration. Works offline — the app runs entirely in your browser.
- Universal QR. Generates Pay by Square (Slovak standard), QR Platba (Czech standard), EPC/SEPA (EU-wide), and plain IBAN — any banking app will read it.

Perfect for:
- Market stalls, cafés, and pop-ups
- Flea markets and second-hand sales
- On-site services — plumbers, tutors, caregivers
- Anyone whose invoicing QR codes get rejected by banking apps

Privacy first. Everything runs 100% in your browser. There is no backend, no server, no account to create. Your data never leaves your device.