Home Budget: Money Planner

See today what you'll have left at the end of the month. No bank login, no ads, and your data stays on your device.

Home Budget is a budget planner and expense tracker that helps you stay in control of your money, one month at a time.

NO BANK CONNECTION REQUIRED
Home Budget is a budget planning app, not an account aggregator. You enter your real balance, check off your expenses and income, and the app calculates what you'll have left at the end of the month, once savings, credit card and payments are accounted for. You decide, the app does the math. No banking password to hand over to anyone.

WHAT YOU CAN DO
- Clear dashboard: current balance, end-of-month forecast, fixed expenses, savings, credit card and income, all at a glance.
- Budget coach: a private coach that analyzes your spending (needs vs wants, savings rate, month-over-month trend) and gives specific, actionable tips over 1 or 3 months. It uses on-device AI (Gemini Nano) on compatible phones, and a reliable rule-based analysis on other devices. Everything runs on your device; your figures never leave your phone.
- Recurring expenses and income: enter them once, then replicate them across upcoming months.
- Travel through time: move between previous, current, next and archived months to track how your budget evolves.
- Salary setup: weekly, every two weeks (24 or 26 pay periods) or monthly paychecks.
- Savings goal: set an amount and follow it month after month.
- CSV statement import: bring in your Mastercard, Visa or checking-account statements to analyze your spending and sort transactions by category.
- Category breakdown: housing, groceries, transport, dining and much more.
- App lock: protect your budget with your device's biometric unlock.
- Available in English, French, Italian and Spanish, with your choice of currency.

WHY HOME BUDGET
Most budget apps make you connect your bank account. Home Budget does the opposite: you stay in control, nothing is shared, and your personal finances stay private. It's a simple money manager and salary planner built for people who just want to know what they can spend.

PRIVACY
No ads. No selling your data. No bank connection. The coach runs on-device (Gemini Nano AI on compatible devices). Your budget data stays on your device.

SUBSCRIPTION
Try it free for 7 days. After that, a monthly or yearly subscription unlocks full access. Cancel anytime in Google Play.