Выберу: Кредиты, вклады, ОСАГО

Vyberu is a financial supermarket of Kazakhstan

Selection is your one-stop application for choosing any financial product. Compare conditions for loans, deposits, mortgages and cards from all banks. Apply online and save time!

🏦 Credits are available in cash
Consumer loans from leading banks of the Republic of Kazakhstan:
- Amount: up to 200,000,000 ₸
- Term: from 3 months to 25 years
- Rate: from 3.5% to 46% per annum
- Registration: online without visiting the bank

Example calculation:
Credit for 1,000,000 ₸ for 3 years at 16% per annum
Monthly payment: 35,200 ₸
Total overpayment: 267,200 ₸
APR: 18%

💳 Credit cards
Card with grace period and cashback:
- Limit: up to 7,000,000 ₸
- Grace period: from 60 days to 4 months
- Maintenance: from 0 ₸/month
- The rate is up to 46% per annum

An example calculation:
- Credit limit: 500,000 ₸
- Interest rate: 24% per annum (2% per month)

When using 100,000 ₸:
- if the debt is fully repaid during the grace period, no interest is charged, the overpayment will be 0 ₸;
- if the debt is not repaid, the interest is calculated on the amount of the debt.

For example, with a debt of 100,000 ₸:
- interest for 30 days is about 2,000 ₸;
- for 60 days — about 4,000 ₸.

The calculation is exemplary. The final amount depends on the conditions of the bank, the date of the operation and repayment of the debt.

🏠 Mortgage
Home loans from verified banks:
- Down payment: from 0%
- Rate: from 0.1% to 25% per annum
- Duration: up to 25 years
- Amount: up to 200,000,000 ₸

Example calculation:
Mortgage for 10,000,000 ₸ for 15 years at 8% per annum.
Monthly payment: 95,567 ₸. Overpayment: 7,202,060 ₸.
APR: ~8.5%

📈 Deposits and savings
Deposit for saving funds:
- Rate: from 0.05% to 18.65%
- Amount: from 5,000 ₸ to 100,000,000 ₸
- Duration: from 1 day to 15 years
- Capitalization: monthly

Example calculation:
Deposit of 500,000 ₸ for 1 year at 16% with capitalization.
Income: 86,140 ₸. Total amount: 586 140 ₸.

Advantages of the application:
✅ Comparison of conditions from 20+ banks
✅ Online applications without visits to the office
✅ Personal offers
✅ 24/7 service
✅ No hidden commissions

Protection of your data:
LLP "Vyberu" ensures complete confidentiality and security of processing your personal data in accordance with the Law of the Republic of Kazakhstan "On Personal Data and Their Protection".

Liability information:
LLP "Vyberu" is not a bank, microfinance organization or credit bureau. We provide an information technology platform for comparison and selection of financial products.


Address and contact:
LLP "Vyberu"
BIN: 250540030882
Kazakhstan, Almaty city, Almalinsky district, Nursultan Nazarbayev avenue, building 113/55, n.p. 40, zip code 050000


Support service:
Mail: support@vbr.kz
Telegram: https://t.me/vbr_support
Phone: +7 (721) 290-23-65

Monday-Friday 9:00-18:00 Moscow time

Download our application and manage your finances easily and conveniently!