Tengebai – Мгновенные займы

Tengebai app features:

💲 Download the Tengebai app for free now!
💲 Apply from your phone, anywhere, anytime in Kazakhstan.
💲 No hidden fees; all expenses are clearly displayed in the application.
💲 You can get a loan starting from ₸10,000 to ₸172,000.
💲 After submitting the application, you do not need to call anyone - the process is fully automated, which ensures fast receipt of funds.
👉 Minimum loan repayment period: 61 days.
👉 Maximum loan repayment period: 365 days.
👉 The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 20%,
👉 The minimum annual interest rate, including loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 1%.

An example of interest rate calculation:
- Amount of the loan body: 50000 KZT.
- Loan term: 100 days.
- Commission for the use of the loan: 0.04% per day, that is, 20 KZT in each of 100 days.
- The total amount of the commission for 100 days will be 2000 KZT
- The total amount to be returned, taking into account the loan amount: 52000 KZT.
- FLC - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 4% per annum.

Overpayment formula: Overpayment amount = Loan amount * Loan period in days * (APR in %/100)
An example of using the overpayment formula: 50000 * 100 * (0.04/100) = 2000.

The formula for calculating the total amount to be repaid is: Amount to be returned = Loan amount + Overpayment amount.
Sample use of overpayment formula: 50000 + 2000 = 52000

About this application

The Tengebai app is your ultimate help when facing unexpected financial problems; Tengebai is incredibly simple, fast and offers a fast approval process. Our app is completely FREE.

In less than 5 minutes you can apply for a quick loan and instantly borrow the amount you need! Say goodbye to long queues at offices. Tengebai is your best financial assistant.

For years, we have helped people reach their financial goals. Our dedicated team of professionals have created this tool to make the loan application process safe, simple and transparent, with no hidden fees.

Emergencies can happen at any time. The Tengebai app is ready to help you apply for a loan for almost any purpose, be it car repairs, airfare, housing rentals or moving expenses. Whenever you need to borrow money quickly, the Tengebai app will help you.

With Tengebai, you can apply 100% online. Our goal is to always help our clients as quickly as possible, without the need for office visits or delays. Now you can secure financial assistance from your phone and receive your requested funds instantly.

If you need financial help urgently, all you need to do is:

👉 Select the desired amount and fill out the application.
👉 Wait for a response from the system.
👉 Wait for the loan to be received immediately after confirmation from the system.

Legal information:

Tengebai.kz is a trademark of Microfinance Organization “TodayFinance Kazakhstan” Limited Liability Partnership (TodayFinance Kazakhstan). License APPFR (KNRDA) No. 02.21.0032.M, issued on February 14, 2022, BIN 210840019151. Legal address: 050000, Republic of Kazakhstan, Almaty, st. Makataev, 127.