Кредитный рейтинг

Download our application and get a credit rating calculation absolutely free and without registration!

A credit rating is an indicator of a borrower's likelihood of obtaining a loan. This indicator assesses the borrower's credit potential. The score has a numerical value and is calculated differently by each credit bureau.

Our application implements an algorithm for calculating a credit rating based on expert recommendations.
The rating range is from 0 to 1100.

The rating has 4 levels of gradation
Up to 570 - low rating. You don't have a low chance of getting a loan. Most likely you will be approved for a payday loan
From 571 to 800 - average rating. You have a chance of getting a loan, but not everywhere. You need to submit applications to several banks. The interest rate will most likely be high.
From 801 to 1100 - high rating. You have every chance of getting a bank loan, an online microloan and a credit card.
From 1100 - excellent rating. The chances of getting a loan or credit card are high in any financial institution - bank, microfinance organization.

👉 How to use the application?
After installing the application, select “Find out rating” on the screen. A question and possible answers to it will appear. Select one option that suits you best and click Next
Do this for all suggested questions. After answering your questions, the application will analyze your answers and give you the value of your rating or potential.
Write down your credit rating and use a certificate showing what kind of credit is available to you.
👉 Will I be able to immediately get a loan online with a high rating?
The bank or microloans are responsible for approving the loan online. No one can influence the decision on a loan - neither a credit history bureau, nor an expert. Credit rating is one of the indicators that affects approval and the loan amount.
Therefore, no one guarantees that you will receive a loan or loan with a high rating. Perhaps you have a lot of debts for utilities or for a telephone, then a loan may be denied.
👉 What to do if your credit potential is low?
If your credit score is low, it may be because you have no loans or are in arrears.

Good payment discipline and timely payment of loans always have a positive effect on your credit rating.
In addition, having a regular income can significantly increase your credit potential.