ノムコムNEOBANK

This app is a smartphone app for individual customers of Nomucom NEOBANK.

With Nomucom NEOBANK, almost all banking transactions can be completed using the smartphone app. Furthermore, we offer advantageous services and highly convenient features for our customers, such as a certain number of free ATM transactions and interbank transfers.

Why not experience the new banking and financial services offered by Nomucom NEOBANK, including advantageous and convenient banking services and helpful information on life planning?

Features
① Almost all banking transactions, including balance inquiries, bank transfers, ATM deposits and withdrawals, and cardless shopping with smartphone debit, can be completed with the smartphone app!

② ATM fees and interbank transfer fees are free up to 5 times per month, 24 hours a day, 365 days a year*.
Excluding maintenance time.

③ Secure transactions with robust security
◆ Smart Authentication NEO
・By registering for Smart Authentication NEO, you will no longer need to enter your web transaction password or authentication number for each transaction.
Even when conducting transactions using apps other than the one registered with Smart Authentication NEO (such as PCs, browsers, or other device apps), transaction approval from the device registered with Smart Authentication NEO is required, thus preventing fraudulent transfers.

④ Real-time Notifications
* Transaction information such as deposits and transfer acceptances will be notified in real time.
* Depending on the radio wave conditions, device model, and other customer usage conditions, notifications may not be received.
⑤ Fastest Account Opening (Same Day)
* Account opening can be completed in as little as one day if you have identification documents such as a driver's license and a smartphone.
* Account opening can be completed in as little as 5 minutes with public personal authentication and identity verification via IC chip reading.

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Main Functions
◆ Account Opening
* If you have a My Number Card or driver's license, you can open an account in as little as one day by verifying your identity with your smartphone.
* Depending on the results of the review, it may not be possible to notify you of the account opening result on the same day.

◆ "ATM via App" - Deposits and Withdrawals Without a Cash Card
- You can deposit and withdraw money using this app at Seven Bank ATMs and Lawson Bank ATMs nationwide (excluding some locations).
- Even those without a cash card can use this service to deposit and withdraw money.

◆ Smartphone Debit
- You can use debit management functions such as checking your debit card number and transaction history, and setting spending limits.
- With "Smartphone Debit (Mastercard)," you can use the debit card number issued by the app for online shopping.
- You will receive a push notification when using your debit card.

◆ Balance Inquiry and Transaction History
- You can check your account balance immediately by simply logging in with biometric authentication. You can also view up to 7 years of transaction history.

◆ Real-Time Notifications
- Transaction information such as deposits and transfers will be notified in real time.
- * Notifications may not be received depending on the radio wave conditions, device, and other customer usage conditions.

◆Bank Transfers
- No tokens or other documents are required; transfers can be easily made with this app alone.
- Transfer fees to other banks are free up to 5 times per month.
- Features include "Automatic Fixed-Amount Transfer," which allows automatic transfers on a fixed day each month, and "Automatic Fixed-Amount Deposit," which automatically withdraws funds from other bank accounts and deposits them into your account with us.

◆Yen Deposits and Structured Deposits
- You can deposit yen time deposits and structured deposits, which are popular for their high interest rates.

◆Foreign Currency Deposits
- You can open foreign currency deposit accounts, trade foreign currency savings accounts that can be bought and sold in real time, and trade foreign currency time deposits with high interest rates.
- Foreign currency savings can be applied for from 500 yen, and you can change the savings settings midway through.

◆Applications for Various Loan Products
- You can also apply for purpose-specific loans (education loans, car loans, etc.) and card loans through the app.

Nomucom NEOBANK is a banking and financial service provided by Sumishin SBI Net Bank and Nomura Real Estate Solutions.