FANY BANK

FANY BANK is Japan's most playful banking service, based on the concepts of "saving with fun," "spending with fun," and "borrowing with fun."

Not only does it offer convenient access to all banking transactions through its smartphone app, but it also boasts many unique features.

◆Feature 1: Saving with Fun
- Receive a FANY catalog gift that allows you to enjoy FANY services, such as original FANY goods and theater tickets, when you receive a salary above a certain amount.

◆Feature 2: Spending with Fun
- Make everyday shopping more enjoyable with a uniquely designed debit card.
- Earn cashback when you use your debit card for FANY services.

◆Feature 3: Borrowing with Fun
- Enjoy a mortgage benefit where Yoshimoto comedians support your dreams and lifestyle!

Of course, it also offers excellent convenience as a banking app.
- Free ATM fees and interbank transfer fees up to 5 times per month
- Strong security
- Convenience store ATMs, etc.

*Please check the official website and app for details and conditions of the benefits.

*The details of the benefits may be changed, extended, or canceled without notice.

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Main Features

◆Account Opening
・If you have a My Number Card or driver's license, you can open an account in as little as one day by verifying your identity with your smartphone.
*This applies to applications made between 10:00 AM and 10:00 PM. Depending on the results of the review, we may not be able to notify you of the account opening result on the same day.

・You can open an account in as little as 5 minutes with public personal authentication and identity verification using IC chip reading.

◆Debit Card
・With "Smartphone Debit (Mastercard)," you can use it at stores that accept contactless payments, as well as for online shopping using the debit card number issued by the app.

・Choose your favorite card from a variety of unique designs. A physical card can also be issued (issuance fees vary depending on the design).

・You will receive a push notification when you use your debit card.

◆"ATM with App" for Deposits and Withdrawals Without a Cash Card
・You can deposit and withdraw money using this app at Seven Bank ATMs and Lawson Bank ATMs nationwide. *Even those without a cash card can deposit and withdraw money using this service.

*Balance Inquiry & Transaction History
*You can check your balance immediately by simply logging in with biometric authentication. You can also view up to 7 years of transaction history.

*Real-time Notifications
*Transaction information such as deposits and transfers will be notified in real time.
*Notifications may not be received depending on the radio wave conditions, device model, and other customer usage conditions.

*Transfers
*Transfers can be easily made with this app.
*Transfer fees to other financial institutions are free up to 5 times per month.
*You can also use "Kotora Transfer," which allows unlimited free transfers up to 100,000 yen per transaction.
*There are also functions such as "Fixed Amount Automatic Transfer," which allows automatic transfers on a fixed day each month, and "Fixed Amount Automatic Deposit," which allows automatic withdrawals from other banks and deposits into our account.

◆Yen Deposits and Structured Deposits
- You can deposit into yen time deposits and apply for and deposit into structured deposits, which are popular for their high interest rates.

◆Foreign Currency Deposits
- You can open foreign currency deposit accounts and trade in foreign currency savings accounts that can be bought and sold in real time, as well as foreign currency time deposits with high interest rates.
- You can also apply for foreign currency savings starting from 500 yen and change your savings settings.

◆Application for Various Loan Products
- You can also apply for housing loans, card loans, and purpose-specific loans (education loans, car loans, etc.) through the app.


- FANY BANK is a banking and financial service provided by Sumishin SBI Net Bank, Ltd. and FANY Co., Ltd.
- FANY Co., Ltd. acts as a bank agent for Sumishin SBI Net Bank, Ltd., mediating the acceptance of deposits and the conclusion of contracts concerning loans and foreign exchange transactions.
- *FANY Co., Ltd. does not receive any money or other property from customers.