Sherlock Polizze: Reclami AI

📑 Your insurance policy, finally in understandable Italian.

Sherlock is an app that uses artificial intelligence to read and understand Italian insurance policies. Take a photo or upload a PDF of your policy: in 30 seconds, you'll receive a clear report on guarantees, exclusions, deductibles, excesses, and potentially unfair clauses to dispute.

⚖️ Designed for those who have had real problems with the insurance company.

Whether you've received a denial of reimbursement, a contract termination letter for "reticence," a compensation proposal that seems too low, or simply want to understand what you're signing before signing—Sherlock can help. Upload the insurance company's letter as well: Sherlock compares the policy and the denial and tells you if there's any real reason to dispute it.

🔍 What exactly does Sherlock do?

• Analyzes auto, home, life, health, accident, professional liability, travel, and multi-risk policies.
• Extracts coverage limits, deductibles, excesses, sub-limits, and waiting periods.
• Reports critical exclusions and potentially unfair clauses (Article 1341 of the Italian Civil Code).
• Identifies expiration periods improperly invoked by insurance companies.
• Compares two comparable policies to choose the one that's best for you.
• Prepares drafts of formal complaints, IVASS reports, and formal warnings—with the correct regulatory references (IVASS Regulation 24/2008, Article 1892 of the Italian Civil Code, Ministerial Decree 215/2024).

⭐ The first analysis is free. No paperwork required. No account required.

💎 Sherlock Pro (Pro Pass):
• Unlimited analyses
• Complaint letters, IVASS reports, and formal warnings ready to be sent via certified email
• Policy comparison (dedicated feature)
• No automatic renewal: you decide when your policy expires

🔒 Your documents are safe:

• PDFs are not saved or used for AI training
• Read only once, in memory, during analysis
• HTTPS transmission to the backend in Europe
• Only anonymous technical logs (timestamp, outcome, response time)
• GDPR compliant

🌍 Available in 6 languages: Italian, English, Spanish, French, Burmese, Simplified Chinese.

📚 Practical examples and free guides on sherlockpolizze.it

• Claim rejected: what to do in 4 steps
• IVASS complaint form (with 45 days)
• Formal out-of-court warning to the insurance company
• Maximum coverage and deductible: how to actually calculate them
• ​​Insurance glossary (50+ terms)

⚠️ What Sherlock is NOT:
Sherlock is an AI analysis tool; it does not replace a lawyer or insurance consultant. Draft letters are starting points that should be revised based on the specific case. For legal disputes or large amounts, always consult a qualified professional.

Secure payment also via PayPal on the website, in compliance with the EU Digital Markets Act (Regulation 2022/1925).

🏷️ Category: Finance · 📍 Italy · 🇮🇹 Primary language: Italian

- policies, policy, insurance, insurances
- complaint, IVASS, certified email, formal notice
- accident, report, compensation, reimbursement
- AI, artificial intelligence, document analysis
- consumers, consumer code, Article 1341
- ANIA, CARD, direct compensation