PCH Mobile Banking

PCH Mobile Banking is a secure financial application that enables digital payments and fund transfers through Third-Party Payment Initiation (3PPI) and its connection to the People’s Clearinghouse (Cámara de la Gente) financial network.

The application is designed to provide users with a reliable and intuitive way to manage everyday financial operations while following established security and data protection practices. All transactions are processed through encrypted communication channels to help ensure the confidentiality and integrity of financial information.

Users can check their account balance in real time, make transfers to other registered users, and review detailed transfer histories. The application also allows users to define and adjust transfer limits, offering greater control over their financial activity.

In addition, PCH Mobile Banking supports QR-based payment features. Users can request payments using QR codes, generate static QR codes for repeated use, and complete payments by scanning QR codes generated within the application. These features are intended to simplify payments while maintaining a secure transfer flow.

The application includes tools for managing destinations, allowing users to securely store and organize frequent beneficiaries to streamline future transfers.

Key Features

- Payments enabled through Third-Party Payment Initiation (3PPI)
- Connection to the People’s Clearinghouse financial network
- Secure transfers between registered users
- Real-time balance inquiry
- Transaction history and transfer records
- Adjustable transfer limits
- QR code–based payments:
- Payment requests via QR codes
- Static QR code generation
- Payments by scanning QR codes generated within the app
- Secure recipient and beneficiary management
- Encrypted communication and secure handling of financial data