cred.ai

Name: cred.ai
Rating: 3.08 (888 reviews)
Author: cred.ai

By: cred.ai App

you’re better than your bank™

Overview

Google Play Store

Downloads

181,669 ▲ 238

Data as of 2026-08-24

Rating:

3.08

(888)

Version:

1.11.0

Last updated: 2026-08-11

Ranking

#165,864 ▼ 299

Overall

Features & Capabilities

cred.ai is a mobile-first premium spending experience with a free metal Unicorn Card, offering a guaranty that eliminates fees and interest, while automatically building your credit and giving you real-time control. Apply without impacting your FICO score and enjoy 24/7 support and instant Digital Cards.

Key features include Digital Card, Timer Mode, Check Please, Flux Capacitor, and more. Access paycheck funds early, use 55,000+ free ATMs, and keep deposits FDIC insured up to $250,000. cred.ai also emphasizes privacy and security with PCI DSS & EI3PA certifications.

User Growth & Download Statistics

App Payments

By:

cred.ai

Downloads:

181,669 238

Rating:

3.08

(888)

Version:

1.11.0 Last updated: 2026-08-11

Version code:

166

Creation date:

2021-05-08

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.AUDIO_CAPTURE Very high risk
android.permission.CAMERA Very high risk
android.permission.VIDEO_CAPTURE Very high risk
android.permission.SYSTEM_ALERT_WINDOW High risk
com.google.android.gms.permission.ACTIVITY_RECOGNITION High risk
android.permission.ACCESS_DOWNLOAD_MANAGER Moderate risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk

Size:

206.77MB

Email:

su*****@cred.ai

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-08-24

Compare stats and ranking:

Ranking

# 165,864 ▼ 299

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

cred.ai

Google Play Store

https://play.google.com/store/apps/details?id=io.cred.roboapp.android

Email:

su*****@cred.ai

Website:

http://cred.ai

User Reviews

Top positives: Cred.ai aids credit-building and offers a pleasant card experience. Top negatives: login/authentication problems, bank connectivity and Plaid onboarding delays, weak customer support, app glitches, and delays in accessing deposited funds.

Pros

Strong credit-building benefits with real improvements in credit scores.
Pleasant card experience and design (Unicorn Card) that users like.
Useful credit-management features and potential savings/debt-to-usage improvements.

Cons

Frequent login/authentication and access issues.
Bank connectivity problems and Plaid onboarding delays.
Poor or slow customer support.
Frequent app glitches and instability.
Delays in funds availability and deposit/withdrawal timing.

Recent reviews

lost my phone number and email haven't login in years but it's on my credit report. I would like to make a new account or get back into my old account. I can't make a new account with my social security number.

Da*****, 2026-08-12

the check deposit feature is a huge hassle. it won't focus on the check and since it requires you to write for cred.ai only, you can no longer deposit anywhere else