SmartMoney

SmartMoney is an AI-powered personal money guide that finds
hidden losses, reviews your mutual funds, scores your financial health, and builds a smart SIP plan to help you reach your goals faster — all in one app.

If you're a salaried professional in India investing through SIPs, mutual funds, or just trying to save smarter, SmartMoney acts like a personal financial advisor in your pocket — available 24/7, in plain English.

⭐ KEY FEATURES

💸 MONEY LEAKAGE DETECTOR
Track exactly how much money you're losing daily to idle savings and under-investment. SmartMoney calculates your real "money leakage" in rupees per day and per year, and shows a simple fix.

📊 MUTUAL FUND & PORTFOLIO ANALYSIS Get a full portfolio analysis of every mutual fund you hold. SmartMoney labels each fund as Hit, Flop, Average, so you always know which funds are doing well and which ones are losing you money. And get a personalised rebalancing plan.

❤️ FINANCIAL HEALTH SCORE Get a Financial Health Score out of 100, based on your EMI-to-income ratio, savings rate, and overall money management. Track your score every month and follow a personalized health plan to improve it.

🎯 SMART SIP & GOAL PLANNING SmartMoney builds your goals automatically as per your life stage — marriage, home, retirement, repay loan — and tells the exact monthly SIP you need, with a live goal-success probability.

🤖 24/7 AI FINANCIAL GUIDE Chat with your AI money guide anytime. You don't even need to ask about your SIPs, mutual funds, savings, or goals. It monitors everything continuosly and gives clear, personalized answers — no finance jargon.

📈 NET WORTH & EXPENSE OVERVIEW See your complete financial picture — income, EMIs, investments, savings, and net worth — in one simple dashboard.

🔒 SAFE & SECURE Bank-grade encryption and read-only access. SmartMoney never moves your money without your permission.

WHO SHOULD USE SMARTMONEY
- Salaried professionals investing via SIP / mutual funds
- Anyone with multiple mutual funds who wants a portfolio health check
- People saving for a goal (marriage, home, retirement, education)
- Anyone who wants a free financial health score and money management app

Stop money leakage. Fix your mutual fund portfolio. Build a smarter SIP plan. Download SmartMoney — your personal money guide — free today.