PaisaBook: Expense Tracker

Track every rupee without giving up your privacy. PaisaBook is a 100% offline expense tracker built for how India actually pays — UPI, cash, bank transfers, and credit cards — with no sign-up, no cloud, and no ads.

Why PaisaBook

- 🔒 100% offline, always. Your transactions never leave your phone unless you choose to back them up yourself. No account, no login, no cloud sync required to use the app.
- 💳 Every Indian payment mode, one place. Cash, bank accounts, UPI apps (GPay, PhonePe, Paytm), wallets, and credit cards — see your full financial picture, including credit card outstanding and money owed between friends.
- 📊 Charts without the effort. Daily, weekly, and monthly spend breakdowns, category-wise pie charts, and spend-velocity warnings appear automatically as you add transactions.
- 🎯 Budgets that warn you early. Set an overall budget or per-category limits and see exactly how much runway you have left this month, before you overspend.
- ⚡ Add an expense in seconds. A numpad and one-tap category grid mean logging a transaction takes only a few taps — fast enough to use every single time you spend.
- 🏦 Built for India. ₹ formatting with lakhs and crores, Indian date formats, and default categories that match how Indian households and professionals actually spend.
- 📉 Savings goals & recurring bills. Track progress toward an emergency fund, a big purchase, or a trip, and never miss a recurring bill or subscription renewal.

Who it's for

Young professionals tracking salary and UPI spending, students watching pocket money, homemakers managing the household budget, freelancers reconciling irregular income, and anyone who wants a private, fast, India-native alternative to spreadsheets.

Your privacy, respected

PaisaBook was built offline-first from day one. There's no backend server for your financial data to sit on. The only optional network activity is a backup you trigger yourself to your own Google Drive — nothing is ever uploaded automatically or shared with anyone.

Download PaisaBook and get your money organized in the next five minutes — no account required..