Reviews of Mortgage Calculator Canada

By: Adam Fahlman App

List of user reviews and ratings for Mortgage Calculator Canada

Total ratings

4.70 (Rating count: 35)

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Review summary

Users praise Mortgage Calculator + for its simple, ad-free interface, ease of use, and PDF-based scenario saving, plus strong real-estate utility and responsive support. However, repeated concerns include missing taxes/PMI/escrow fields, no monthly/per-payment amortization view, and no option to model extra principal payments, leaving a partial picture of mortgage costs despite good value and no ads.

Pros

Simple, clean, and easy-to-use interface.
Ad-free experience with no intrusive ads.
Supports saving scenarios and exporting as PDFs for sharing.
Useful for real estate workflows: quick PITI analysis and amortization scheduling with scenario testing.
Responsive developer support and helpful guidance.

Cons

Lacks taxes, PMI, escrow, and homeowner insurance calculations; only principal and interest.
No ability to model extra payments or see the potential savings/loan-term impact.
No monthly or per-payment amortization breakdown; limited to a basic view.
Missing property tax field and escrow option; taxes/insurance not integrated into payments.

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User Reviews

Recent rating average: 3.00

All time rating average: 4.70

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22% (4)

Date	Author	Comment
2026-05-12	In*****	I have been using this app for many years and it’s very useful and complicated and simple to use. Highly recommended.
I have been using this app for many years and it’s very useful and complicated and simple to use. Highly recommended.
2022-11-10	an*****	This is an amazing app! I love how you can customize your quotes with your logo and colors. App is clean and easy to use. Definitely recommending to all my friends in Real Estate. So happy I found this app!
This is an amazing app! I love how you can customize your quotes with your logo and colors. App is clean and easy to use. Definitely recommending to all my friends in Real Estate. So happy I found this app!
2021-10-09	Ri*****	Very useful and simple to use with advanced features. Five stars but would love an interest only calculation. I use this frequently for real estate clients to quickly analyze PITI on the fly. Thanks!
Very useful and simple to use with advanced features. Five stars but would love an interest only calculation. I use this frequently for real estate clients to quickly analyze PITI on the fly. Thanks!
2020-04-22	Fl*****	You can save scenarios both as PDFs, which you can send to yourself or others, or within the app, giving them a name. Carefull! There are apps in the App Store that cost upwards of $5.00 and still have intrusive adds after paying. While there are no color themes (yet), this one has no ads.
You can save scenarios both as PDFs, which you can send to yourself or others, or within the app, giving them a name. Carefull! There are apps in the App Store that cost upwards of $5.00 and still have intrusive adds after paying. While there are no color themes (yet), this one has no ads.
2019-10-15	ec*****	You can program excel to do the same basic calculations. Go online figure out how to compute a mortgage rate and place it in excel. This app is so sample that a free version is 1000 times better. The maker just want to rip you off of a couple bucks.
You can program excel to do the same basic calculations. Go online figure out how to compute a mortgage rate and place it in excel. This app is so sample that a free version is 1000 times better. The maker just want to rip you off of a couple bucks.
2019-08-09	pe*****	Needs to have monthly amortization breakout for principle and interest and balance. Missing option to add yearly totals for taxes and insurance for total monthly payment. If this were updated I would rate 5. Yearly amortization is pretty useless when comparing to your current loan. No banks that I know of break it out that way. These are easy fixes, I’m rooting for you. Love the add free and simple design.
Needs to have monthly amortization breakout for principle and interest and balance. Missing option to add yearly totals for taxes and insurance for total monthly payment. If this were updated I would rate 5. Yearly amortization is pretty useless when comparing to your current loan. No banks that I know of break it out that way. These are easy fixes, I’m rooting for you. Love the add free and simple design.
2019-07-30	Gr*****	Great simple app but really needs a Property tax field, to properly calculate your mortgage. Otherwise it’s the same app as his auto app, just different color and icon.
Great simple app but really needs a Property tax field, to properly calculate your mortgage. Otherwise it’s the same app as his auto app, just different color and icon.
2019-06-26	Za*****	So I just downloaded the app and entered my loan amount for the house and it’s showing similar numbers compared to what my bank has provided to me. I just wish it had the ESCROW option also available. But it doesn’t. ;(
So I just downloaded the app and entered my loan amount for the house and it’s showing similar numbers compared to what my bank has provided to me. I just wish it had the ESCROW option also available. But it doesn’t. ;(
2019-03-22	Cu*****	Does not have the option for info if I were to pay extra towards the principal each month to see how much I could save in interest and how much I could lower the length by doing so.
Does not have the option for info if I were to pay extra towards the principal each month to see how much I could save in interest and how much I could lower the length by doing so.
2018-10-08	vi*****	This is just Principle and Interest, does not calculate your taxes, PMI, etc. you are not getting the whole picture for your mortgage payments.
This is just Principle and Interest, does not calculate your taxes, PMI, etc. you are not getting the whole picture for your mortgage payments.