BKS mBanka Hrvatska

About this application

BKS mBanka mobile application is accessible at any time when you want to check your accounts, balances, transactions and approach to other services. The service can be contracted at any BKS Bank AG branch in Croatia. After contracting the service, user will receive an activation key via SMS, and by selecting his own PIN, the application will be ready to use. After setting the user PIN, depending on whether the device supports biometrics, it is possible to set biometrics as a way to log in to the application.

Mobile banking application features:

• Account balance overview • Account transactions overview • Payments, payments between accounts, foregin exchange • Internet payment authorization • Templates - Create and edit your payment templates • Orders overview • Overview of credit card balances and transactions • Scan and pay - Scan and pay using the built-in camera of your device, scan the barcode from your payment order and the application will make sure the payment order is filled out correctly. After that, just authorize the payment • Trend - organize your finances - the trend option allows you to track personal consumption through self-defined categories. Personal consumption can be monitored on a monthly, quarterly, semi-annual and annual basis. • Exchange rate overview • Overview of the Bank's branches and ATM's as well as navigation to the selected location • Currency calculator • Loan Calculator • Bank contacts • Change PIN • Biometrics • Change the language of the application • Selection of the main authorization device for authorization of Internet payments if you use both applications BKS Bank AG (mBanka and mToken)

Security

All communication of the mobile banking application takes place through a secure channel. The user logs into the application with the PIN of his choice when the application is first started or using biometrics if it is supported by the mobile device. PIN, biometrics, user's accounts, transactions, etc. are not stored on the user's phone. In case the user enters the PIN incorrectly three times, the mobile banking service will be blocked. If the application is inactive, the user will be automatically logged off.