BILCAP

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a local-first workspace for managing B2B partner operations. Track relationships, cash flows, exposure risk, and pricing scenarios in one place — without creating an account or sending your business data to the cloud.

PULSE — Your command center See partners, open ledger entries, net position, and average risk at a glance. Portfolio charts and a guided setup walk you through the core workflow.

NETWORK — Partner directory Build partner profiles with roles, payment terms, annual volume, and notes. Attach logos or business card photos for quick reference.

LEDGER — Transaction flow Log receivables, payables, prepayments, and deferred items. Filter by partner, monitor aging, and review volume trends and direction breakdowns.

SHIELD — Risk & exposure Run assessments with configurable policy weights. Get composite scores, grade bands, and suggested exposure caps. Swipe to delete records; apply caps when ready.

STUDIO — Pricing scenarios Simulate margin impact, break-even volume lift, and profit delta under price changes. Compare scenarios with charts before committing.

INSIGHT DESK — Analytics & briefs Cross-module views include Exposure Radar, Aging Heatmap, Risk Landscape, and Margin Pulse. Use 5-step Action Playbooks to produce saved briefs with verdicts and confidence scores.

KEY FEATURES • 100% on-device storage (SQLite) • No sign-in required • USD-based estimates for reference • Optional camera & photo attachments

DISCLAIMER All calculations are simplified estimates for reference only. Credit, pricing, and exposure decisions should be confirmed with qualified professionals.