Upweex

Track prepaid capital through a clear record of invested amounts, actual usage, unused entries, maturity timing, and settlement outcomes. Add a usage bundle, term product, or stored balance with its counterparty, invested total, promised allowance, purchase date, maturity date, transfer notes, and refund terms. Each transaction entry recalculates the observed unit cost, replacing the opening estimate with real use. Planning panels compare that figure with the quoted amount, show remaining nominal assets, count maturity days, and suggest a weekly usage pace. Dedicated projection details model future entries and paused weeks, then present a final unit cost, cost curve, and readable assumptions. A four week transaction heatmap, counterparty ranking, transfer and refund records, alerts, and local profile controls create a complete personal finance ledger. All figures are planning estimates based on entered records and should be checked against the original agreement.