SpendTally: Money Tracker

Track expenses, plan budgets, manage bills and subscriptions, and get reliable reminders - privately on your iPhone, with no account or bank connection.

SpendTally is a private expense tracker, budget planner, bill organizer, and subscription tracker for iPhone. Log spending in seconds, plan upcoming payments, and understand where your money goes - without creating an account or connecting a bank.

TRACK EXPENSES FAST

• Record expenses, income, refunds, and transfers from one amount-first editor.
• Add categories, accounts, notes, dates, and spending roles.
• Edit, duplicate, refund, or delete transactions with quick swipe actions.
• See live budget impact before saving a transaction.

PLAN BUDGETS

• Create daily, weekly, monthly, and yearly budgets.
• See spent, remaining, pace, and projected totals.
• Connect budgets to categories and planned payments.
• Track saving goals with dated contributions and progress history.

BILLS, SUBSCRIPTIONS & REMINDERS

• Organize recurring bills, subscription renewals, paydays, and debt payments.
• See what is overdue, due today, coming in the next 7 days, or scheduled later.
• Get local reminders at the time you choose.
• Move a payment to tomorrow, skip an occurrence, edit the schedule, or log it as paid.
• Deleted linked payments return to the upcoming schedule when they are still due.

ACCOUNTS AND CASH FLOW

• Track manual cash, bank, savings, credit card, loan, asset, and liability balances.
• Review income versus spending and available money after commitments.
• Keep transfers and liability payments from being counted twice.

ANALYZE YOUR SPENDING

• Explore cash flow, budget performance, category breakdowns, and spending patterns.
• Compare expected costs with actual payments.
• Convert recurring costs into clear monthly and yearly totals.
• Spot spending leaks and understand their share of your income.

SMART IPHONE TOOLS

• Scan receipts and bills with on-device text recognition, then review before saving.
• Use Home Screen and Lock Screen widgets for quick money context.
• Run Siri and Shortcuts actions for quick logging and reports.
• Follow weekly progress with Live Activities when enabled.

PRIVATE BY DESIGN

• Your financial records stay on your device.
• No account, bank connection, ads, or analytics SDK.
• Core money tracking works offline.
• You decide what to enter, change, export, or delete.

SpendTally brings expense tracking, budgeting, bill reminders, subscriptions, accounts, goals, and spending insights into one connected local finance system.

Privacy: https://spendtally-support.pages.dev/privacy.html Support: https://spendtally-support.pages.dev/support.html