Moneyfold

The subscription you forgot to cancel, surfaced three days before it renews. No account, no cloud, no tracking — everything stays on your iPhone.

Your money, before it surprises you.

Moneyfold brings your accounts, everyday spending, monthly budgets and recurring bills into one calm, private place. See where your money goes, notice the small expenses that add up and make more deliberate choices about what matters to you.

There is no bank connection and no required account—just a focused place to build a clear record of your financial life.

See every account clearly

Keep multiple accounts organized and view balances in their real currencies. Moneyfold does not hide different currencies inside a misleading combined total or automatically convert them into an invented universal balance.

See where the small amounts go

Record income and expenses, move money between accounts, make truthful balance adjustments and review a clear chronological history. Search and filters help you find the activity you need without turning personal finance into an accounting dashboard.

Writing down everyday spending makes repeated habits easier to notice. Moneyfold gives you the record; you decide what is worth continuing and where you would rather direct your money.

Plan your month

Set a monthly budget, see what is still available and understand your spending by category. Moneyfold explains the current budget state in plain language, so the important number is easy to find.

Keep recurring finances together

Organize recurring income, expenses, bills and subscriptions in one system. View what is coming up, pause or update recurring items, and keep previously recorded history intact when a schedule changes.

Add calendar context—only if you choose

Optional Apple Calendar access can place personal events beside your financial calendar. Moneyfold never assumes that an event is an expense, never guesses its price and never creates a transaction from it automatically.

A quieter place for attention

The in-app Attention Center highlights items that genuinely require action without turning every upcoming bill or calendar event into an alert.

Private by design

Moneyfold works without a required account, bank connection, advertisements or tracking. Your financial records are designed to remain locally on your device.

Built for iPhone

Moneyfold is a native iPhone experience designed for fast everyday entry, clear typography, thoughtful interactions and accessibility.

Moneyfold does not provide banking services, financial advice, investment guidance, tax preparation or accounting services.