Rich & Joyful

Not another budget app. Review a purchase in 10 seconds, see its Joy Return, and quietly redirect money toward the life you actually want.

Traditional finance apps tell you where your money went. Rich & Joyful helps you understand which purchases genuinely made your life richer — and which quietly didn't.

REVIEW A PURCHASE IN TEN SECONDS Three gentle questions: how did it feel, will it last, what part of your life did it support. No guilt, no lectures.

JOY RETURN, EXPLAINED Every score from 0 to 100 shows exactly how it was built — immediate satisfaction, lasting value, and alignment with your five Life Pillars.

JOY FUNDS Create virtual funds for what matters — a trip, a sabbatical, a piano — and watch low-return spending become fuel for them. Rich & Joyful tracks the amounts; your money never moves.

BEFORE YOU BUY A ten-second reflection before a meaningful purchase. Three honest answers instead of a fake prediction.

INSIGHTS WITHOUT JUDGMENT Weekly summaries show your review coverage, spend-weighted Joy Return, strongest pillar, and — only when the evidence is real — up to three suggestions worth reconsidering.

PRIVATE BY DESIGN No bank logins. No analytics. Your data lives on your device. Export everything or delete everything, any time.

Rich & Joyful Pro unlocks all five Life Pillars, unlimited history and Joy Funds, delayed reflections, monthly insights, CSV import, the Reallocation Board, and CSV exports.

SUBSCRIPTION DETAILS Rich & Joyful Pro is an auto-renewable subscription, offered in two lengths: • Pro Monthly — 1 month — $4.99 USD • Pro Annual — 1 year — $39.99 USD (two months free compared with monthly)

Prices are shown in US dollars; your local price appears in the app before you buy. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Pro is entirely optional — the free app stays fully usable, and if Pro ends none of your entries are deleted; only Pro features lock.

Privacy Policy: https://richandjoyful.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rich & Joyful provides personal reflection and organizational tools. It does not provide financial, investment, tax or legal advice.