CreditTrack

CreditTrack is a local-first, privacy-respecting financial helper designed to give you complete visibility over your credit cards. Unlike other trackers that demand your bank login credentials, CreditTrack keeps your financial data entirely on your device, providing offline-first storage and biometric locking. Keep your utilization rates low, track statements, set reminders, and never miss a payment.

KEY FEATURES: • Privacy First & Offline Local Storage: Your financial history, balances, and cards are stored securely on your device using a local SQL database. No external servers read your data. • Biometric Shield: Lock your credit card vault with FaceID or TouchID to keep your accounts safe from prying eyes. • Utilization Tracking: View instant visual summaries of your credit card utilization rates to optimize your credit score. • Statement & Due Cycle Monitors: Keep track of statement closing dates and payment due deadlines. • Dynamic Financial Graphs: Analyze total balance history and statement trends over time. • Transaction Logs: Log expenses, refunds, and payments under each card to maintain an accurate running balance. • Secure Backups: Option to backup encrypted databases locally or to your own personal iCloud / Google Drive accounts.

WHY CREDITTRACK? CreditTrack does not connect directly to your bank API. Instead, it serves as a secure manual Ledger. You maintain full ownership of your data—no ads, no tracking, no credit card offers.